# Tectonic Financial

> Tectonic Financial is a Texas financial holding company connecting specialist banking, lending, factoring, retirement, investment and insurance businesses for small businesses, affluent individuals and institutions across the United States. Its model combines relationship-driven services with shared technology and multiple income streams.

- **Founded:** 2016
- **Headquarters:** Dallas, United States
- **Founders:** A. Haag Sherman (Founder and Chief Executive Officer)
- **Products:** T Bank, N.A., Integra Funding Solutions, The Nolan Company, Tectonic Capital Advisors, Sanders Morris
- **Notable:** Completed the acquisition of T Bancshares in May 2017., Added investment advisory, brokerage and insurance through the May 2019 Tectonic Holdings merger., Acquired Integra Funding Solutions in July 2021.

## Products & services

- **T Bank, N.A.** — Commercial and personal banking, SBA and USDA lending, trust and fiduciary services, and employer retirement solutions.
- **Integra Funding Solutions** — A division of T Bank providing invoice factoring and working-capital financing; acquired in July 2021.
- **The Nolan Company** — A T Bank division providing retirement plan design, recordkeeping, actuarial services and third-party administration; founded in 1979.
- **Tectonic Capital Advisors** — Investment advisory, portfolio management and family-office services listed in the February 2026 company announcement; distinct from the separated Tectonic Advisors, LLC.
- **Sanders Morris** — Brokerage, wealth management, institutional trading, underwriting and investment services; established in 1987.
- **HWG Insurance Agency** — Insurance brokerage including life and disability coverage.

## Achievements

- Completed the acquisition of T Bancshares in May 2017.
- Added investment advisory, brokerage and insurance through the May 2019 Tectonic Holdings merger.
- Acquired Integra Funding Solutions in July 2021.
- T Bank reports $2 billion of cumulative SBA funding nationwide.
- Completed redemption of all 1,725,000 Series B preferred shares on February 17, 2026.

## Latest updates

- **2026-02** — Completed redemption of all Series B preferred shares and two T Bancshares subordinated note series on February 17.
- **2026-02** — Announced a $40 million private placement of 7.25% fixed-to-floating subordinated notes due 2036.
- **2026-01** — Announced voluntary delisting and deregistration plans, citing reporting, accounting and legal cost savings.
- **2026-01** — Separated Tectonic Advisors, LLC on January 5, receiving approximately 1.53 million common shares and $35 million in cash after repayment of a promissory note.
- **2025-05** — David Clifford became president and Michelle Baird became CFO, effective May 12.

## Links

- Website: https://t.financial/
- LinkedIn: https://www.linkedin.com/company/tectonic-financial-inc/

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Profile page: https://yespress.io/tectonic-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-25