# تعميد | Tameed

> Tameed (تعميد) is a Riyadh-based fintech that runs the first Saudi Central Bank-licensed debt crowd-lending platform specialized in purchase-order financing. It connects small and medium enterprises holding government and large-corporate purchase orders with a crowd of individual and institutional investors who fund those orders in return for Sharia-compliant profit. SMEs unlock working capital in as little as three business days, while investors gain access to short-term, asset-backed opportunities that have paid an average annual return in the mid-teens.

- **Founded:** 2019
- **Headquarters:** Riyadh, Saudi Arabia
- **Founders:** Mohamed Alomayyer (CEO & Co-Founder), Mohammed Al Alshaikh (Co-Founder)
- **Team size:** ~64 employees
- **Products:** Purchase Order Financing, Performance Bond Financing, Tameed AJEL, E-Invoicing, Investor Marketplace
- **Notable:** First debt crowd-lending platform in Saudi Arabia specialized in purchase-order financing., Licensed by the Saudi Central Bank (SAMA) in January 2023 after operating in the fintech sandbox., Channeled 3B+ SAR in purchase-order financing and paid 2.5B+ SAR back to investors.

## Products & services

- **Purchase Order Financing** — Short-term working capital advanced to SMEs against confirmed government or large-corporate purchase orders, funded by a crowd of investors and repaid when the order is settled.
- **Performance Bond Financing** — Financing that covers the full cost of a purchase order, helping SMEs meet tender and performance-bond requirements.
- **Tameed AJEL** — Off-balance-sheet B2B financing for suppliers, enabling deferred-payment arrangements.
- **E-Invoicing** — Free, ZATCA-compliant B2B e-invoicing service that also serves as an on-ramp to financing.
- **Investor Marketplace** — A digital marketplace where individual and institutional investors browse and fund vetted purchase-order opportunities for Sharia-compliant returns.

## Achievements

- First debt crowd-lending platform in Saudi Arabia specialized in purchase-order financing.
- Licensed by the Saudi Central Bank (SAMA) in January 2023 after operating in the fintech sandbox.
- Channeled 3B+ SAR in purchase-order financing and paid 2.5B+ SAR back to investors.
- Delivered an average 16.8% annual return on closed opportunities.
- Closed a SAR 56.75M (USD 15M) Series A led by Alromaih Investment Group in December 2023.
- Reported 400%+ growth and a mobile app with 50,000+ downloads.
- Named to the Forbes Middle East Fintech 50.

## Latest updates

- **2023-12** — Closed a SAR 56.75M (USD 15M) Series A funding round led by Alromaih Investment Group.
- **2023-01** — Received full operating license from the Saudi Central Bank (SAMA).
- **2024-01** — Expanded product suite with Tameed AJEL off-balance-sheet financing and free ZATCA-compliant e-invoicing.

## Links

- Website: https://ta3meed.com
- LinkedIn: https://www.linkedin.com/company/ta3meed/
- Twitter/X: https://twitter.com/Ta3meed
- YouTube: https://www.youtube.com/@Ta3meed
- Instagram: https://www.instagram.com/tameed_/
- Facebook: https://www.facebook.com/tameedplatform

---

Profile page: https://yespress.io/tameed
Published by YesPress — https://yespress.io
Last updated: 2026-07-25