# Tabby | تابي

> Tabby is a Riyadh-based financial technology company offering instalment payments, cards and money management products to Gulf consumers, alongside payment tools and working capital for businesses. Its September 2026 announcement reported 25 million registered users and 70,000 business partners.

- **Founded:** 2019
- **Headquarters:** Riyadh, Saudi Arabia
- **Founders:** Hosam Arab (Co-founder and CEO), Daniil Barkalov (Co-founder and COO)
- **Products:** Pay in 4, Pay over time, Tabby Card, Tabby Plus, Tabby Cash
- **Notable:** Company reports profitability since 2023., Announced consumer and SME finance licences in Saudi Arabia in June 2026., Announced UAE Stored Value Facilities licence in April 2026.

## Products & services

- **Pay in 4** — Split eligible purchases into four interest-free payments. Availability and approval depend on market and customer.
- **Pay over time** — Longer payment plans; the June 2026 Saudi licence announcement describes up to SAR 50,000 and 12 monthly payments with an upfront fixed Murabaha cost.
- **Tabby Card** — UAE digital Visa card for deferred payments and instalments; partner-network rules and plan fees apply.
- **Tabby Plus** — Optional UAE subscription advertised at AED 49 per month, with cashback and broader fee-free Pay in 4 access.
- **Tabby Cash** — UAE spending account, Cash Card and transfers built on a Stored Value Facilities licence.
- **Tabby Shop** — Discover brands, products and deals across the merchant network.
- **Tabby Care** — Buyer protection for qualifying online purchases, subject to programme terms.
- **Merchant payment tools** — Online checkout, POS, QR and payment links, supported by plugins and APIs.
- **Business working capital** — Financing for retailers on Tabby’s platform, supported by the Saudi SME finance licence.

## Achievements

- Company reports profitability since 2023.
- Announced consumer and SME finance licences in Saudi Arabia in June 2026.
- Announced UAE Stored Value Facilities licence in April 2026.
- Reached 70,000 business partners in its September 2026 announcement.

## Latest updates

- **2026-05** — zenda education partnership announced.
- **2026-06** — Saudi consumer and SME finance licences announced.
- **2026-07** — Tabby Cash launched alongside a new brand identity.
- **2026-09** — $233 million round announced at $6.5 billion valuation; regulatory approvals required.

## Links

- Website: https://tabby.ai
- LinkedIn: https://www.linkedin.com/company/tabbypay
- Twitter/X: https://twitter.com/paywithtabby
- Instagram: https://www.instagram.com/tabby.uae
- Facebook: https://facebook.com/paywithtabby/
- TikTok: https://www.tiktok.com/@tabby.uae

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Profile page: https://yespress.io/tabby
Published by YesPress — https://yespress.io
Last updated: 2026-10-11