# Sunil Madhu

> Sunil Madhu is the co-founder and former CEO of Socure and founder and CEO of Instnt. Trained in computer science and management information systems in Glasgow, he built a career in security architecture before applying online and offline identity data to financial customer verification. At Instnt, his work extends into underwriting and insurance for eligible fraud losses.

- **Role:** Founder and CEO at Instnt
- **Organizations:** Instnt, Socure, Hopskoch, Gyaan, Cisco, SunGard, Securent, Netegrity
- **Education:** BS with Honors in Computer Science, University of Strathclyde, MS in Management Information Systems, Glasgow Caledonian University
- **Known for:** Co-founded Socure and served as its original CEO, as described in Socure’s April 2018 leadership announcement., Founded Instnt, combining customer acceptance technology with fraud-loss insurance., Helped develop Socure’s machine-learning approach to combining online, social and offline identity evidence.

## Career timeline

- **Before 2012** — Worked in identity and access management, with roles at Netegrity, Securent, Cisco and SunGard; also founded Hopskoch.
- **2012** — Co-founded Socure with Johnny Ayers.
- **2016** — Led Socure as CEO during its announced $13 million Series B.
- **2018** — Became Socure chief strategy officer when Tom Thimot was appointed CEO in April.
- **2019** — Founded Instnt.
- **2021** — Presented Instnt Accept with Justin Kamerman at FinovateFall.
- **2023** — Discussed Instnt at Money20/20 USA; Instnt introduced Multipass in October.
- **2026** — Continues as Instnt founder and CEO, publishing on fraud-loss insurance and risk allocation.

## Achievements

- Co-founded Socure and served as its original CEO, as described in Socure’s April 2018 leadership announcement.
- Founded Instnt, combining customer acceptance technology with fraud-loss insurance.
- Helped develop Socure’s machine-learning approach to combining online, social and offline identity evidence.

## Latest updates

- **2026-09** — Published “After Synapse: Who Owns the Loss?” on September 30, addressing loss allocation in banking partnerships.
- **2026-09** — Published “Why Your Fraud Losses Don’t Show Up in Charge-Offs” on September 25, discussing classification of lending fraud losses.
- **2026-02** — Published “Our Journey to Make Fraud Losses Insurable” on February 10.

## Links

- Website: https://instnt.ai/
- LinkedIn: https://www.linkedin.com/in/sunilmadhu/
- Twitter/X: https://twitter.com/suniliontech

---

Profile page: https://yespress.io/sunil-madhu
Published by YesPress — https://yespress.io
Last updated: 2026-10-20