# Sungage Financial

> Sungage Financial is a Boston-based residential solar finance platform connecting homeowners, installers, banks and capital providers. Its installer-distributed loans finance solar ownership, batteries and associated roof work; Hatch Bank issues the loans. Software integrations and equipment-payment partnerships address the paperwork and cash-flow obstacles around installation.

- **Founded:** 2011
- **Headquarters:** Boston, United States
- **Founders:** Sara Ross (Co-founder; former CEO; board member), Sylvain Mansier (Co-founder; formerly chief financial and operating officer)
- **Products:** Sungage Sunrise, Sungage BrightStart DPP, Sungage BrightStart Level Pay, The Hive, Battery and associated roof financing
- **Notable:** Launched in early 2011; the company and Carlyle describe its offering as the first online or asset-backed residential solar loan., Reached its fifteenth anniversary on February 28, 2026., Secured a $450 million Carlyle loan-purchase agreement in 2024 and a further agreement for up to $425 million in September 2026.

## Products & services

- **Sungage Sunrise** — Graduated-payment residential solar loan launched in January 2026; monthly payments increase 2.9% annually. The launch lists 20- and 25-year terms.
- **Sungage BrightStart DPP** — Deferred-payment-portion loan introduced in 2025; up to 25% can be deferred for 36 months, with qualifying state and local incentives potentially increasing the portion to 50%, subject to terms.
- **Sungage BrightStart Level Pay** — Flat amortizing loan without a deferred payment portion, described in the January 2026 expanded suite announcement.
- **The Hive** — Partner portal through which installers access BrightStart financing.
- **Battery and associated roof financing** — Finance batteries with solar or on their own; roof replacement financing must accompany a solar installation.
- **Direct Pay** — Distributor partnerships address installer equipment purchases and allocate project funding to equipment payment.

## Achievements

- Launched in early 2011; the company and Carlyle describe its offering as the first online or asset-backed residential solar loan.
- Reached its fifteenth anniversary on February 28, 2026.
- Secured a $450 million Carlyle loan-purchase agreement in 2024 and a further agreement for up to $425 million in September 2026.

## Latest updates

- **2026-09** — September 23: Enerflo’s integration update included Sungage among its financing partners.
- **2026-09** — September 18: Solargraf announced Sungage among three additional loan partners.
- **2026-09** — September 10: Carlyle announced a forward-flow agreement to buy up to $425 million in newly originated loans; Goldman Sachs provided transaction financing.
- **2026-03** — Sungage marked fifteen years since its February 2011 founding.
- **2026-01** — Sunrise launched with monthly payments increasing 2.9% annually.

## Links

- Website: https://www.sungage.com/
- LinkedIn: https://www.linkedin.com/company/sungage-inc-/
- Twitter/X: https://twitter.com/sungage
- Instagram: https://www.instagram.com/sungagefinancial
- Facebook: https://www.facebook.com/sungage

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Profile page: https://yespress.io/sungage-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-25