# Stuart Sopp

> Stuart Sopp is the British-born CEO and co-founder of Current, one of America's largest New York-based fintech platforms serving nearly 4 million consumers. A former FX and rates trader who spent 15 years at BNY Mellon, Deutsche Bank, Citi, and Morgan Stanley across four continents, he walked away from Wall Street in 2014 after a CTO-to-be handed him the Bitcoin whitepaper and asked him to reconsider who banking was actually for. Current — built on a proprietary core banking stack, backed by Andreessen Horowitz and Tiger Global at a $2.2B valuation — targets Americans with sub-620 FICO scores who have been systematically underserved by traditional banks. Sopp aims for IPO readiness by 2026-2027.

- **Role:** CEO & Co-Founder at Current
- **Organizations:** Current, Tech:NYC, Forbes Finance Council
- **From:** United Kingdom
- **Nationality:** British
- **Education:** Master of Engineering (MEng), Aerospace, Aeronautical and Astronautical Engineering, City, University of London
- **Known for:** Founded Current in 2015, growing it to nearly 4 million customers, Built a proprietary core banking system from the ground up - something virtually no fintech does, Raised $2.2B valuation with backing from Andreessen Horowitz, Tiger Global, Sapphire Ventures, Wellington Management, General Catalyst

## Career timeline

- **1999-2005** — Trader at BNY Mellon, began career in FX and short-term interest rates
- **2005-2008** — Trader at Deutsche Bank, worked across global financial centers including London, Sydney, Singapore, Hong Kong
- **2008-2009** — Head of Trading at Citi
- **2009-2014** — Head of Trading at Morgan Stanley, New York
- **2010-2011** — Received Bitcoin whitepaper from intern Trevor Marshall; began rethinking banking's future
- **2014** — Left traditional finance after 15 years to pursue fintech vision
- **2015** — Founded Current alongside Trevor Marshall (CTO); initially targeted teen banking market
- **2015-2016** — Built proprietary core banking system from scratch, rejecting reliance on third-party processors
- **2018** — Joined Forbes Finance Council; began influencer marketing strategy including early MrBeast partnership
- **2021** — Raised at $2.2B valuation; backers include Andreessen Horowitz, Tiger Global, Sapphire Ventures, Wellington Management
- **2023** — Launched Paycheck Advance (EWA) product internally
- **2024** — Achieved over 90% revenue growth; secured $200M in new capital; launched credit builder card
- **2025** — Projecting profitability; targeting IPO readiness for 2026-2027

## Achievements

- Founded Current in 2015, growing it to nearly 4 million customers
- Built a proprietary core banking system from the ground up - something virtually no fintech does
- Raised $2.2B valuation with backing from Andreessen Horowitz, Tiger Global, Sapphire Ventures, Wellington Management, General Catalyst
- Achieved over 90% revenue growth in 2024
- Secured $200 million in new capital in late 2024
- Pioneered influencer marketing in fintech - early backer of MrBeast who grew to become the biggest YouTuber
- 50% of early Current accounts were from people who had never had a bank account before
- Member of Forbes Finance Council since May 2018
- Leader recognized by Tech:NYC

## Latest updates

- **2024-12** — Current secured $200M in new capital including equity and debt financing from Andreessen Horowitz, Wellington Management, Avenir, General Catalyst, and Cross River Bank
- **2024-01** — Current announced over 90% revenue growth in 2024 and projected profitability in second half of 2025
- **2024-01** — Launched credit builder card (Build Card) - a secured charge card with no fees or APR that improves FICO scores 10-20 points in first 1-2 months
- **2024-01** — Expanded Paycheck Advance (EWA) product offering up to $500 between paychecks
- **2025-01** — Targeting IPO readiness in 2026 or 2027 according to Sopp

## Links

- Website: https://current.com
- LinkedIn: https://www.linkedin.com/in/stuartsopp/
- Twitter/X: https://twitter.com/soppstu

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Profile page: https://yespress.io/stuart-sopp
Published by YesPress — https://yespress.io
Last updated: 2026-05-06