# Stride Bank N.A.

> Stride Bank is an Enid, Oklahoma-based national bank combining consumer and commercial banking with payment, card-issuing and lending infrastructure for fintech partners. Its customers range from farmers and healthcare providers to companies such as Chime and Affirm. A proposed acquisition by Chime remained pending as of October 25, 2026.

- **Founded:** 1913
- **Headquarters:** Enid, United States
- **Founders:** A. E. Stephenson (Founder)
- **Products:** Personal banking, Commercial banking, Transportation and heavy equipment finance, Healthcare banking, Agricultural lending
- **Notable:** Built national fintech distribution alongside community banking., Extended Chime private-label banking agreements in 2023., Added Affirm Card issuing in 2025.

## Products & services

- **Personal banking** — Checking, savings, CDs, personal loans, IRAs and mobile banking.
- **Commercial banking** — Business deposits, credit, treasury management and real estate financing.
- **Transportation and heavy equipment finance** — Trucking equipment and accounts-receivable finance, plus construction and excavating equipment loans.
- **Healthcare banking** — Practice acquisition, real estate, equipment and working capital financing for healthcare providers.
- **Agricultural lending** — Livestock, crop production, farm real estate and equipment credit.
- **Wealth management** — Trusts, estates, guardianships, investment and retirement services, plus farm and oil-and-gas management.
- **Stride Payments** — Debit, credit and prepaid issuing, settlement accounts, ACH, wires, instant payment options and API integration.
- **Fintech lending** — Bank-sponsored consumer and business credit programs with underwriting, servicing and compliance oversight.
- **Stride Mortgage** — Home financing offered through the bank’s mortgage business.

## Achievements

- Built national fintech distribution alongside community banking.
- Extended Chime private-label banking agreements in 2023.
- Added Affirm Card issuing in 2025.

## Latest updates

- **2026-09** — Chime agreed to a $590 million cash acquisition via Stride’s parent, Central Service Corporation. Closing expected in the first half of 2027, subject to regulatory approvals and customary conditions.
- **2025-04** — Affirm announced Stride as an additional Affirm Card issuer.

## Links

- Website: https://stridebank.com/
- LinkedIn: https://www.linkedin.com/company/stridebank/
- Twitter/X: https://twitter.com/BankStride
- Facebook: https://www.facebook.com/stridebank/

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Profile page: https://yespress.io/stride-bank-na
Published by YesPress — https://yespress.io
Last updated: 2026-10-25