# Steve Spray

> Steve Spray is president and chief executive officer of Cincinnati Financial Corporation and its U.S.-based subsidiaries. A former independent agent, he joined Cincinnati Insurance in 1991, helped form Cincinnati Specialty Underwriters in 2007 and led sales and marketing, commercial lines and property casualty operations before becoming CEO in May 2024. His public leadership agenda emphasizes agency relationships, local decision making and disciplined expansion.

- **Role:** President and Chief Executive Officer at Cincinnati Financial Corporation and its U.S.-based subsidiaries
- **Organizations:** Cincinnati Financial Corporation, The Cincinnati Insurance Company, Bowling Green State University Insurance and Risk Management Advisory Board, Cincinnati Business Committee
- **Education:** Bowling Green State University, Van Wert High School
- **Known for:** Instrumental in forming Cincinnati Specialty Underwriters in 2007., Advanced through multiple insurance operating leadership roles before becoming CEO in 2024.

## Career timeline

- **Before 1991** — Worked as an independent insurance agent.
- **1991** — Joined Cincinnati Insurance as a field marketing representative.
- **2007** — Helped form The Cincinnati Specialty Underwriters Insurance Company.
- **2011-2016** — Led sales and marketing, including field underwriters and independent-agency relationships.
- **2015** — Began serving on Bowling Green State University’s Insurance and Risk Management Advisory Board.
- **2016-2019** — Led commercial lines operations.
- **2019-2022** — Served as chief insurance officer of the property casualty subsidiaries.
- **2022** — Became president of Cincinnati Financial Corporation and its U.S.-based subsidiaries.
- **2024** — Joined the board of directors in January and became CEO in May.

## Achievements

- Instrumental in forming Cincinnati Specialty Underwriters in 2007.
- Advanced through multiple insurance operating leadership roles before becoming CEO in 2024.

## Latest updates

- **2026-07** — In the second-quarter results announcement, Spray discussed catastrophe losses, a 98.2% first-half property casualty combined ratio and more than 200 agency appointments in the first half of 2026.
- **2026-04** — Spray reported that the insurance portfolio had grown from approximately $5 billion in net written premiums in 2018 to more than $10 billion at year-end 2025.
- **2026-03** — The current director biography lists Cincinnati Business Committee membership for 2026.
- **2025-03** — Participated in Bowling Green State University’s Insurance and Risk Management CEO Panel.

## Links

- Website: https://investors.cinfin.com/Stephen-M-Spray
- LinkedIn: https://www.linkedin.com/in/steve-spray-8206335

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Profile page: https://yespress.io/steve-spray
Published by YesPress — https://yespress.io
Last updated: 2026-10-21