# Steve Cunningham

> Steve Cunningham is the Chicago-based CEO and a director of Enova International. A former FDIC regulator and finance executive at Capital One, Harley-Davidson Financial Services and Discover, he joined Enova as CFO in June 2016 and became CEO on January 1, 2026. His experience spans treasury, risk management and online lending.

- **Role:** Chief Executive Officer at Enova International
- **Organizations:** Enova International, AgriBank, Bain Capital Ventures CFO Advisory Board, Discover Financial Services, Harley-Davidson Financial Services, Capital One, Federal Deposit Insurance Corporation
- **Education:** BS in Corporate Finance and Investment Management; minor in Economics, University of Alabama, MBA, George Washington University
- **Known for:** Appointed CEO of Enova after more than nine years as CFO., Built Discover’s risk organization while serving as chief risk officer., Holds the Chartered Financial Analyst designation.

## Career timeline

- **Early 1990s** — Began his career as an FDIC regulator; later spent five years in Washington.
- **Before 2009** — Spent eight years at Capital One, including CFO roles in auto finance and banking.
- **2009–2010** — CFO of Harley-Davidson Financial Services, March 2009 to June 2010.
- **2010** — Joined Discover as senior vice president and treasurer in June.
- **2013–2016** — Served as executive vice president and chief risk officer at Discover.
- **2016** — Joined Enova as CFO on June 20.
- **2022** — Joined the AgriBank board in January.
- **2024** — Joined the Bain Capital Ventures CFO Advisory Board in May.
- **2025** — Joined Enova’s board on July 24; announced as the next CEO.
- **2026** — Became Enova CEO on January 1.

## Achievements

- Appointed CEO of Enova after more than nine years as CFO.
- Built Discover’s risk organization while serving as chief risk officer.
- Holds the Chartered Financial Analyst designation.
- Serves on AgriBank’s board and the Bain Capital Ventures CFO Advisory Board.

## Latest updates

- **2026-10** — Enova reported Q3 results on October 22: revenue grew 26% and originations grew 31% year over year.
- **2026-10** — Enova and Grasshopper mutually terminated their merger agreement effective October 16; Enova paid $4 million under the termination agreement.
- **2026-09** — Enova withdrew bank regulatory applications related to Grasshopper on September 14 and reaffirmed guidance.
- **2026-08** — Appeared on Fintech One-on-One with Peter Renton on August 20.
- **2026-01** — Became CEO of Enova on January 1.

## Links

- Website: https://www.enova.com/
- LinkedIn: https://www.linkedin.com/in/steve-cunningham-4295ab8

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Profile page: https://yespress.io/steve-cunningham
Published by YesPress — https://yespress.io
Last updated: 2026-10-24