# Spade

> Spade sells transaction enrichment and merchant intelligence to banks, fintechs and financial platforms. Its API matches raw card payments, bank transfers and third-party transaction records to verified businesses, returning names, categories, locations and other context for authorization, rewards, analytics and customer experiences.

- **Founded:** 2021
- **Headquarters:** New York, United States
- **Founders:** Oban MacTavish (Co-founder and CEO), Tess Bloch (Co-founder and COO), Cooper Hart (Co-founder and former CTO)
- **Products:** Card transaction enrichment, Transfer enrichment, Universal data enrichment, Attribution Agent, Merchant search and action triggers
- **Notable:** Y Combinator Winter 2022 company., Announced a $40 million Series B on March 24, 2026., Company-reported 470% year-over-year revenue growth for 2025 and peak daily transaction volume of 1.9 billion in its 2026 funding materials.

## Products & services

- **Card transaction enrichment** — Maps debit and credit card transaction data to verified merchant identities, categories, logos and locations in real time or batches.
- **Transfer enrichment** — Adds counterparty and transaction-type context to ACH, wire and other bank transfers.
- **Universal data enrichment** — Beta enrichment for third-party and mixed transaction data through a unified interface.
- **Attribution Agent** — Automates matching enriched transactions against partner lists and the merchant graph; used by Bilt for local rewards.
- **Merchant search and action triggers** — Merchant lookup, category personalization and configurable merchant or category rules to support product workflows. Merchant search is marked beta in the documentation.

## Achievements

- Y Combinator Winter 2022 company.
- Announced a $40 million Series B on March 24, 2026.
- Company-reported 470% year-over-year revenue growth for 2025 and peak daily transaction volume of 1.9 billion in its 2026 funding materials.
- March 2026 company claim: 99.9% merchant coverage in the US and Canada, over 99% accuracy and under 40ms p99 processing latency.
- Stripe Issuing merchant intelligence partnership announced in February 2025.

## Latest updates

- **2026-09** — MacTavish appeared on On The Ground to discuss payments data intelligence and bank use cases.
- **2026-04** — Fintech OGs interview revisited hand-labeled origins and difficulties extending matching to new customer contexts.
- **2026-03** — $40 million Series B announced March 24, led by Oak HC/FT, to expand team, coverage and data/AI workflows.
- **2026-03** — Published Bilt, Coast and Mercury case studies dated March 5 describe attribution, authorization and accounting use cases.

## Links

- Website: https://www.spade.com/
- LinkedIn: https://www.linkedin.com/company/spadedata/
- Twitter/X: https://twitter.com/Spadedata

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Profile page: https://yespress.io/spade
Published by YesPress — https://yespress.io
Last updated: 2026-10-05