# SmartPay

> SmartPay provides cloud-based insurance premium billing that links workers’ compensation and other variable-exposure payments to actual reported activity. Its configurable platform connects insurance providers, agents, payroll companies and policyholders, with integrated payroll reporting, self-reporting, a paid reporting service and installment billing.

- **Founded:** 2010
- **Headquarters:** New Haven, United States
- **Founders:** Dino Carbone (Co-founder; Executive Vice President, Sales & Marketing)
- **Products:** Pay-As-You-Go premium billing, SmartPay Payroll Reporting Service (SPRS), Installment billing, Payroll partner integration
- **Notable:** Built a standalone insurance billing business after agency customers sought its payment software., Announced a US$1.4 million Series A in June 2014., Current website reports 40,000+ active policyholders and 450+ payroll-company integrations.

## Products & services

- **Pay-As-You-Go premium billing** — Configurable web-based SaaS calculates insurance premiums from reported payroll and other variable exposures, supporting payment collection and administration.
- **SmartPay Payroll Reporting Service (SPRS)** — Paid reporting route for policyholders whose payroll provider is not directly integrated; requires suitable wage and classification reports. The public registration form lists $325 per policy term for each payroll.
- **Installment billing** — Insurance premium installment-payment administration alongside the variable-exposure PayGo offering.
- **Payroll partner integration** — A no-cost, one-time connection advertised for payroll companies to access SmartPay’s provider network.

## Achievements

- Built a standalone insurance billing business after agency customers sought its payment software.
- Announced a US$1.4 million Series A in June 2014.
- Current website reports 40,000+ active policyholders and 450+ payroll-company integrations.
- Featured as Insurance Pay-As-You-Go Solutions of the Year by Insurance Business Review in its 2026 company profile; editorial/trade-publication recognition.

## Latest updates

- **2025-10** — Information Security Program overview updated, describing encryption, access controls and regular security reviews.
- **—** — A 2026 Insurance Business Review profile identifies Dino Carbone as co-founder and discusses payroll-linked billing; publication month is not specified.
- **2026-10** — Research observation: the current website displays 90+ providers/programs, 5,700+ agency partnerships, 450+ payroll integrations and 40,000+ active policyholders. This is an observation date, not a product-launch date.

## Links

- Website: https://smartpayllc.com
- LinkedIn: https://www.linkedin.com/company/smartpay-llc/
- Twitter/X: https://twitter.com/SmartPayLLC

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Profile page: https://yespress.io/smartpay
Published by YesPress — https://yespress.io
Last updated: 2026-10-06