# Skeps

> Skeps provides white-label credit orchestration software connecting merchants and financial institutions. Its parallel-look approach evaluates financing options across lenders through a unified application, embedding pay-over-time offers into online, in-store and assisted sales journeys. The New York company serves enterprise merchants and lenders, with U.S. Bank Avvance, FNBO, EXL and Momnt among its publicly documented partners.

- **Founded:** 2018
- **Headquarters:** New York, United States
- **Founders:** Tushar Srivastava (Co-founder and CEO), Prerit Srivastava (Co-founder and CTO), Mayank Tewari (Co-founder; historically identified as COO)
- **Products:** Enterprise credit orchestration, Parallel-look multi-lender platform, Digital Prescreen, Fraud and KYC/KYB workflows, Digital Card platform
- **Notable:** Announced a $9.5 million Series A in September 2021., Helped develop FNBO’s BNPL offering with EXL., Confirmed a Series B with Spark Growth Ventures and existing investors in 2025.

## Products & services

- **Enterprise credit orchestration** — White-label, configurable platform connecting merchants and lenders across online, in-store, in-home and assisted channels.
- **Parallel-look multi-lender platform** — Unified application and simultaneous financing evaluation, marketed with a single credit pull.
- **Digital Prescreen** — API-based credit eligibility evaluation using a mirrored lender decision model.
- **Fraud and KYC/KYB workflows** — Configurable identity, fraud and manual-review workflows using connected data providers.
- **Digital Card platform** — Branded digital cards with wallet and contactless capabilities, including disbursement use cases.
- **Loan origination, management and servicing** — Modular loan lifecycle capabilities, including servicing support through EXL.
- **Customer journey testing** — A/B testing and configurable application interfaces and offer presentation.

## Achievements

- Announced a $9.5 million Series A in September 2021.
- Helped develop FNBO’s BNPL offering with EXL.
- Confirmed a Series B with Spark Growth Ventures and existing investors in 2025.
- Added U.S. Bank Avvance and Momnt partnerships in 2026.

## Latest updates

- **2026-08** — Momnt announced its lending integration was available to contractors on the Skeps platform.
- **2026-05** — Tushar Srivastava appeared on BII Brunch Lab to discuss credit infrastructure and the company’s development.
- **2026-03** — U.S. Bank confirmed the Avvance-Skeps integration alongside new six- and seven-year Avvance loan terms.
- **2025-04** — Skeps publicly celebrated its Series B, naming Spark Growth Ventures, Accel and Bertelsmann India Investments.

## Links

- Website: https://www.skeps.com/
- LinkedIn: https://www.linkedin.com/company/skepsofficial/
- Twitter/X: https://twitter.com/SkepsOfficial
- Instagram: https://www.instagram.com/skepsofficial/
- Facebook: https://www.facebook.com/skepsofficial/

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Profile page: https://yespress.io/skeps
Published by YesPress — https://yespress.io
Last updated: 2026-10-24