# Siam Digital Lending

> Siam Digital Lending (SiamDL) is a Bangkok-based, Bank of Thailand-licensed digital lender that uses agentic AI to approve and disburse personal and nano-finance loans entirely online - no branches, no paperwork. Its proprietary AiTHENA underwriting engine analyzes thousands of data points to extend responsible credit to Thais often shut out of the formal banking system, with the explicit aim of pulling borrowers out of the reach of loan sharks. The company raised an oversubscribed $7.8M Series A in April 2026.

- **Founded:** 2020
- **Headquarters:** Bangkok, Thailand
- **Founders:** Maxwell Meyer (Founder / Co-Founder), Andy Thienkosol (CEO)
- **Team size:** ~30 employees
- **Products:** Personal Loan App (Siam DL), Nano Finance, AiTHENA
- **Notable:** Raised an oversubscribed $7.8M Series A in April 2026 - one of the largest Thai fintech Series A rounds to date., 300,000+ organic app downloads with no reliance on paid acquisition., Over 3 billion baht (~$100M) in loan applications since launch.

## Products & services

- **Personal Loan App (Siam DL)** — Fully digital personal loan product (License #3/2565) - apply, get approved, receive funds, check balance, and pay installments from a phone, with approval results in as little as 5-15 minutes.
- **Nano Finance** — Small-ticket nano-finance loans (License #1/2565) aimed at financial inclusion for groups underserved by conventional banks.
- **AiTHENA** — Proprietary agentic-AI underwriting platform that analyzes thousands of factors to build customer credit profiles, automate document verification (e-KYC with facial recognition), and reduce cost and wait time in lending decisions.

## Achievements

- Raised an oversubscribed $7.8M Series A in April 2026 - one of the largest Thai fintech Series A rounds to date.
- 300,000+ organic app downloads with no reliance on paid acquisition.
- Over 3 billion baht (~$100M) in loan applications since launch.
- Bank of Thailand licenses for both personal loans and nano finance.
- Built AiTHENA, a proprietary agentic-AI underwriting system.

## Latest updates

- **2026-04** — Closed oversubscribed $7.8M Series A led by international investors including Jebsen Capital, German fund managers and family offices, to scale the AiTHENA AI underwriting platform.
- **2026-01** — Reported nationwide customer distribution and continued growth across Thailand's regions.

## Links

- Website: https://siamdl.co.th
- LinkedIn: https://www.linkedin.com/company/siamdigitallending
- Instagram: https://www.instagram.com/siamdigitallending/
- Facebook: https://www.facebook.com/profile.php?id=100067556910613
- TikTok: https://www.tiktok.com/@siamdlloan

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Profile page: https://yespress.io/siam-digital-lending
Published by YesPress — https://yespress.io
Last updated: 2026-06-12