# SHAZAM Network

> SHAZAM is an independent, member-owned U.S. payments network and financial technology provider serving community banks, credit unions, fintechs and businesses. It combines debit network access, Peregrine processing, DigiHive digital banking, KinetiCore core banking, DocuCommand information management and SHAZAMSecure risk services. Member financial institutions have equal votes, and earnings are reinvested in the business.

- **Founded:** 1976
- **Headquarters:** Johnston, United States
- **Founders:** Iowa Bankers Association (Convened the community-bank collaboration that formed Iowa Transfer System in 1976)
- **Products:** SHAZAM Payments Network, Peregrine processing solutions, DigiHive digital banking, KinetiCore banking solutions, DocuCommand
- **Notable:** Operates a member-owned payments business founded in 1976 and marking 50 years in 2026., Company history records an integrated point-of-sale pilot in 1981 and pay-at-the-pump work in 1986., Launched the Privileged Status surcharge-free ATM program in 1997.

## Products & services

- **SHAZAM Payments Network** — Independent debit network offering transaction routing and access to ATM and point-of-sale payments.
- **Peregrine processing solutions** — Debit, ATM and acquirer processing, including authorization, routing, settlement, fraud monitoring, reporting and dispute management. Named among the brands introduced in 2025; not the original launch date of processing services.
- **DigiHive digital banking** — Online and mobile banking with financial-institution branding and integrations with SHAZAM and third-party core systems. Brand introduced in 2025.
- **KinetiCore banking solutions** — Core banking platform for community banks with real-time APIs and configurable workflows. Brand introduced in 2025; SHAZAM entered core banking through an earlier acquisition.
- **DocuCommand** — Document storage, retrieval, permission management, retention and digital archiving for financial institutions; derives from the FileX acquisition.
- **SHAZAMSecure** — Regulatory and IT audits, cybersecurity assessments, penetration testing, social engineering testing and risk services. Business continuity and disaster recovery testing added in October 2026.
- **Privileged Status** — Surcharge-free ATM access at participating institutions and ATMs.
- **Brella** — Card-control mobile app whose predecessor launched in 2012.
- **Peregrine real-time debit card bill pay** — Business collections from customer debit cards for uses including premiums, healthcare bills, utilities and subscriptions.

## Achievements

- Operates a member-owned payments business founded in 1976 and marking 50 years in 2026.
- Company history records an integrated point-of-sale pilot in 1981 and pay-at-the-pump work in 1986.
- Launched the Privileged Status surcharge-free ATM program in 1997.
- Expanded into core banking by acquiring Cardinal Software in 2010.
- First Bank publicly documented FedNow receive access through SHAZAM in September 2023.
- Company reports processing more than one billion transactions annually.

## Latest updates

- **2026-10** — October 20: Added business continuity and disaster recovery testing to SHAZAMSecure, using guided tabletop exercises.
- **2026-08** — August 28: Independent Bankers Association of Texas announced SHAZAM as an Endorsed Service Provider.
- **2026-06** — June 3: Announced real-time debit card bill pay through the Peregrine gateway.
- **2026-01** — January 27: Marked its 50th anniversary, highlighted DigiHive integrations with third-party cores and described leadership of a stablecoin task force.

## Links

- Website: https://www.shazam.net/
- LinkedIn: https://www.linkedin.com/company/482196
- Twitter/X: https://twitter.com/SHAZAMnetwork
- Instagram: https://www.instagram.com/shazamnetwork/
- Facebook: https://www.facebook.com/shazamnetwork/

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Profile page: https://yespress.io/shazam-network
Published by YesPress — https://yespress.io
Last updated: 2026-10-25