# Sezzle

> Sezzle is a publicly traded consumer finance and payments company offering installment purchases, virtual-card access, paid shopping subscriptions and optional credit reporting. It serves shoppers and merchants, with a primary operating footprint in the United States and Canada.

- **Founded:** 2016
- **Headquarters:** Minneapolis, United States
- **Founders:** Charlie Youakim (Co-founder, Executive Chairman and CEO), Paul Paradis (Co-founder; former President), Killian Brackey (Co-founder; former CTO)
- **Products:** Pay in 4, Sezzle Up, Sezzle Premium, Sezzle Anywhere, Pay in 2
- **Notable:** NASDAQ listing in August 2023 under SEZL., Fiscal 2025 revenue grew 66.1% to US$450.3 million; net income was US$133.1 million., Money IQ exceeded two million completed modules among more than 338,000 users by October 2026, according to Sezzle.

## Products & services

- **Pay in 4** — Typically 25% upfront and three further installments every two weeks over six weeks; approval and product terms apply.
- **Sezzle Up** — Optional reporting of eligible payment history to credit bureaus; negative history can also be reported.
- **Sezzle Premium** — Auto-renewing shopping subscription with exclusive merchant access and benefits; listed US price $13.99 monthly as checked October 2026.
- **Sezzle Anywhere** — Paid subscription providing virtual-card access where Visa is accepted, subject to terms; listed US price $19.99 monthly as checked October 2026.
- **Pay in 2** — Shorter installment option introduced in May 2023.
- **Sezzle On-Demand** — Transaction-based access without a recurring subscription; service fees can apply.
- **Money IQ** — In-app financial education powered by Zogo, with free core lessons and rewards for completion.
- **Monthly financing** — Longer-term purchase financing, with rates and eligibility determined by the applicable offer.
- **SezzleCash** — Cash-advance product reported launched in June 2026; transaction fees and eligibility apply.
- **Sezzle Send** — Send-related Pay-in-5 lending product covered by the October 2026 fee schedule; August launch was announced in second-quarter results.

## Achievements

- NASDAQ listing in August 2023 under SEZL.
- Fiscal 2025 revenue grew 66.1% to US$450.3 million; net income was US$133.1 million.
- Money IQ exceeded two million completed modules among more than 338,000 users by October 2026, according to Sezzle.
- B Corp certification announced in 2021.

## Latest updates

- **2026-05** — Announced a $300 million receivables facility with a SOFR + 3.86% spread, replacing earlier funding.
- **2026-08** — Q2 revenue reached $149.7 million; active subscribers reached 854,000.
- **2026-09** — Announced checkout additions Gymshark, Debenhams Group and Follett Higher Education.
- **2026-10** — Reported two million Money IQ module completions and spotlighted a 30-member Gen Z advisory council.

## Links

- Website: https://sezzle.com/
- LinkedIn: https://www.linkedin.com/company/sezzle/
- Twitter/X: https://x.com/sezzleinc
- GitHub: https://github.com/sezzle
- Instagram: https://www.instagram.com/sezzle/
- Facebook: https://www.facebook.com/sezzle

---

Profile page: https://yespress.io/sezzle
Published by YesPress — https://yespress.io
Last updated: 2026-10-25