# Settle Network

> Settle Network is a Buenos Aires-based fintech that builds the fiat-to-crypto rails Latin America runs on. Through its Latamex gateway and Stellar-based settlement infrastructure, it lets exchanges, businesses, and users convert local currencies like the Argentine peso and Brazilian real into crypto and stablecoins - and back again - in seconds. A Y Combinator S22 company backed by the Stellar Development Foundation, Settle became the on/off ramp behind global exchanges including Binance and OKX across the region.

- **Founded:** 2018
- **Headquarters:** Buenos Aires, Argentina
- **Founders:** Pablo Orlando (Co-Founder & CEO), Mary Saracco (Co-Founder & CFO)
- **Team size:** ~23 employees
- **Products:** Latamex, On & Off Ramp (Settle API / Checkout / Widget), Stablecoins ARST & BRLT, Wholesale / OTC Pricing, Prepaid Card
- **Notable:** Built Latamex into the largest fiat-to-crypto gateway in Latin America, Became the first on/off ramp officially integrated by Binance in LatAm, Raised $3M from the Stellar Development Foundation's Enterprise Fund (2020)

## Products & services

- **Latamex** — Latin America's fiat-to-crypto gateway, allowing users to buy and sell cryptocurrency with local currencies (ARS, BRL, MXN) via bank transfer. First on/off ramp officially integrated by Binance in LatAm.
- **On & Off Ramp (Settle API / Checkout / Widget)** — Embeddable fiat entry and exit for exchanges and businesses via API, hosted checkout, or drop-in widget.
- **Stablecoins ARST & BRLT** — Argentine peso and Brazilian real stablecoins issued on the Stellar blockchain for instant cross-border conversion and remittances.
- **Wholesale / OTC Pricing** — Customized large-scale over-the-counter transactions executed securely and quickly for institutional volume.
- **Prepaid Card** — Branded physical Visa or Mastercard cards issued for clients, bridging crypto balances to everyday spending.

## Achievements

- Built Latamex into the largest fiat-to-crypto gateway in Latin America
- Became the first on/off ramp officially integrated by Binance in LatAm
- Raised $3M from the Stellar Development Foundation's Enterprise Fund (2020)
- Launched ARST and BRLT stablecoins on Stellar for cross-border remittances
- Selected for Y Combinator's Summer 2022 (S22) batch
- Integrated with major global exchanges including OKX, Huobi, Bithumb and Wyre

## Latest updates

- **2022-06** — Joined Y Combinator's Summer 2022 batch, rebranding its market presence around Settle Network.
- **2021-02** — Announced Wyre integration on Stellar to power fiat-crypto transfers across the region.
- **2020-12** — Raised $3M from the Stellar Development Foundation to expand across Latin America.

## Links

- Website: https://settlenetwork.com
- LinkedIn: http://www.linkedin.com/company/settlenetwork

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Profile page: https://yespress.io/settle-network-yc-s22
Published by YesPress — https://yespress.io
Last updated: 2026-07-30