# ServisFirst Bank

> ServisFirst Bank is a Birmingham-based commercial bank serving businesses, professionals, individuals and other banks. It pairs experienced local bankers and delegated lending authority with shared operations, digital treasury tools and a selective branch network.

- **Founded:** 2005
- **Headquarters:** Birmingham, United States
- **Founders:** Thomas Ashford Broughton III (Founder, Chairman, President and CEO)
- **Products:** Commercial banking, Treasury management, Check & ACH Positive Pay, Correspondent banking, Agent Bank Credit Card Program
- **Notable:** Reached profitability within six months of opening in 2005., Public parent completed its IPO in May 2014., Expanded across eight states by the Houston entry in December 2025.

## Products & services

- **Commercial banking** — Business checking, commercial loans and lines, equipment and real estate financing, and merchant services.
- **Treasury management** — Online business banking, remote deposit, ACH and wire payments, sweep and zero-balance accounts, reconciliation and lockbox services.
- **Check & ACH Positive Pay** — Compares presented checks with customer-issued records and provides online exception decisions; supports online ACH item decisions.
- **Correspondent banking** — Liquidity, settlement, lending and other services for community financial institutions; division established March 2011.
- **Agent Bank Credit Card Program** — ABA-endorsed consumer, business and purchase cards using a partner bank’s branding; standard agent share is 20% of net card profit.
- **Personal and private banking** — Deposit, digital banking, credit card, mortgage and relationship banking services for individuals and professionals.

## Achievements

- Reached profitability within six months of opening in 2005.
- Public parent completed its IPO in May 2014.
- Expanded across eight states by the Houston entry in December 2025.
- Parent reported USD 18.32 billion in assets and USD 87.3 million quarterly net income at September 30, 2026.

## Latest updates

- **2026-10** — October 19: parent reported Q3 net income of USD 87.3 million, assets of USD 18.32 billion and a 30.20% efficiency ratio.
- **2026-10** — October 14: parent announced its first stock repurchase program, authorizing up to two million shares through December 31, 2027; an authorization is not evidence of completed repurchases.
- **2026-09** — September 10: bank announced Covecta engagement for operational AI agents.
- **2025-12** — Entered Houston, Texas, extending its regional footprint.

## Links

- Website: https://servisfirstbank.com/
- LinkedIn: https://www.linkedin.com/company/servisfirstbank/
- Facebook: https://facebook.com/ServisFirstBank/

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Profile page: https://yespress.io/servisfirst-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-24