# SAP Taulia

> SAP Taulia is an SAP-owned fintech platform connecting enterprises, suppliers and funding partners to manage working capital across payables, receivables and inventory. Its tools combine early payment, financing, ERP integration and cash analytics; in May 2026 it reported more than $1.2 trillion in invoice volume over the preceding 12 months.

- **Founded:** 2009
- **Headquarters:** San Francisco, United States
- **Founders:** Bertram Meyer (Co-founder; founding CEO), Markus Ament (Co-founder; Chief Product Officer), Philip Stehlik (Co-founder; founding CTO), Martin Quensel (Co-founder; Managing Director Europe)
- **Products:** Dynamic Discounting, Supply Chain Finance, Receivables Finance, Inventory Finance, ERP-embedded Virtual Cards
- **Notable:** Reported $1,272,949,664,363.09 of invoice transaction volume for the 12 months ending April 7, 2026; this is not financed volume., Reported nearly $7 trillion in lifetime transaction volume in May 2026., Published $40 billion funded in 2024 and average supplier early payment of 48.7 days.

## Products & services

- **Dynamic Discounting** — Buyer-funded early payment in return for a discount that varies with timing.
- **Supply Chain Finance** — Third-party funders pay suppliers early; buyers settle with the funder on agreed terms.
- **Receivables Finance** — Finance eligible unpaid receivables through bank and non-bank funders; true-sale structures are an option.
- **Inventory Finance** — An inventory ownership service holds goods in transit or near production until the buyer needs them.
- **ERP-embedded Virtual Cards** — Virtual card payments integrated with ERP workflows and supplier acceptance services.
- **Cash Analytics and Supplier Management** — Working capital analytics, invoice and payment visibility, supplier self-service and onboarding.
- **Sustainable Supplier Finance** — Financing terms can reward suppliers using third-party ESG assessments.
- **Working Capital Agent** — Announced May 2026, starting with SAP Joule; general availability planned for Q4 2026.
- **Intelligent Terms Negotiations and Extended Flow with Payables** — Announced AI-assisted negotiations and funded payment deferrals; general availability planned for Q3 2026.

## Achievements

- Reported $1,272,949,664,363.09 of invoice transaction volume for the 12 months ending April 7, 2026; this is not financed volume.
- Reported nearly $7 trillion in lifetime transaction volume in May 2026.
- Published $40 billion funded in 2024 and average supplier early payment of 48.7 days.
- Bridgestone’s sustainable SCF program won Best Supply Chain Finance Solution at the 2021 Adam Smith Awards.
- Working capital suite received Highly Commended for Best Embedded Finance Solution at the 2026 Banking Tech Awards USA.

## Latest updates

- **2026-03** — Announced a virtual-card supplier acceptance suite, addressing manual processing, reconciliation and terminal limits.
- **2026-05** — Announced more than $1.2 trillion in invoice volume over 12 months and nearly $7 trillion all-time.
- **2026-05** — Announced Working Capital Agent, Intelligent Terms Negotiations and Extended Flow with Payables; planned availability Q4, Q3 and Q3 2026 respectively.
- **2026-06** — Received Highly Commended for Best Embedded Finance Solution at Banking Tech Awards USA.
- **2026-09** — Published an ERP-embedded virtual cards demo on September 16.

## Links

- Website: https://taulia.com/
- LinkedIn: https://www.linkedin.com/company/sap-taulia
- Facebook: https://www.facebook.com/Tauliallc/

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Profile page: https://yespress.io/sap-taulia
Published by YesPress — https://yespress.io
Last updated: 2026-10-02