# RMS

> RMS, now Moody’s RMS, develops catastrophe models, risk data and cloud software that help insurers, reinsurers and other institutions estimate losses from earthquakes, storms, floods, cyber incidents and other severe events. Its business grew from a Stanford earthquake model into subscription analytics and the Intelligent Risk Platform.

- **Founded:** 1988
- **Headquarters:** Newark, United States
- **Founders:** Hemant Shah (Co-founder and former CEO), Weimin Dong (Co-founder)
- **Products:** Risk Modeler, Moody’s RMS catastrophe models, Intelligent Risk Platform, UnderwriteIQ, TreatyIQ
- **Notable:** Helped establish commercial catastrophe modeling after a Stanford research origin., Developed the first commercially available U.S. terrorism risk model in 2002, according to congressional testimony., Moody’s agreed to acquire RMS for approximately $2 billion in 2021.

## Products & services

- **Risk Modeler** — Cloud software for modeling exposure and estimating catastrophe losses at account and portfolio level.
- **Moody’s RMS catastrophe models** — Probabilistic models for earthquakes, hurricanes, floods, wildfire, terrorism, cyber and other perils.
- **Intelligent Risk Platform** — Cloud platform that joins exposure data, applications, APIs and Moody’s, third-party and in-house models.
- **UnderwriteIQ** — Cloud application for property underwriting decisions using hazard data and peril models.
- **TreatyIQ** — Reinsurance treaty analytics and portfolio roll-up application.
- **ExposureIQ** — Portfolio exposure analytics for identifying concentrations and hot spots.
- **Climate on Demand** — Physical climate risk analytics for assets, companies and geographies.
- **Analytical services and event response** — Specialist analysis of catastrophe exposure and live-event loss scenarios.

## Achievements

- Helped establish commercial catastrophe modeling after a Stanford research origin.
- Developed the first commercially available U.S. terrorism risk model in 2002, according to congressional testimony.
- Moody’s agreed to acquire RMS for approximately $2 billion in 2021.
- Its platform brings together more than 700 Moody’s RMS, third-party and in-house models, according to Moody’s current product material.

## Latest updates

- **2026-05** — Moody’s introduced RMS Cyber Solutions Version 10.0 with a focus on cyber concentration risk.
- **2026-04** — Moody’s previewed rebuilt North Atlantic hurricane and North America earthquake model suites at Exceedance 2026.
- **2026-03** — Moody’s discussed RMS Event Response support for the U.K. dynamic general insurance stress test.

## Links

- Website: https://www.moodys.com/web/en/us/who-we-serve/insurance.html
- LinkedIn: https://www.linkedin.com/showcase/moodys-insurance-solutions/
- GitHub: https://github.com/RMS

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Profile page: https://yespress.io/rms
Published by YesPress — https://yespress.io
Last updated: 2026-09-30