# RLI Insurance Company

> RLI Insurance Company is a Peoria-based specialty property and casualty insurer within publicly traded RLI Corp. Its group serves commercial and personal customers through agents, brokers and selected online products, emphasizing niche underwriting, claims expertise and employee ownership.

- **Founded:** 1965
- **Headquarters:** Peoria, United States
- **Founders:** Gerald D. Stephens (Founder of RLI Corp. and co-founder of predecessor Replacement Lens, Inc.), Jerome Conlogue (Co-founder of predecessor Replacement Lens, Inc. (1961))
- **Products:** Specialty commercial casualty, Commercial property and inland marine, Ocean marine, Design professionals, Contract and commercial surety
- **Notable:** RLI Corp. recorded its 30th consecutive year of underwriting profitability in 2025., FY2025 RLI Corp. combined ratio: 83.6; underwriting income: $264.2 million., AM Best upgraded RLI Group members, including RLI Insurance Company, to A++ (Superior) on February 20, 2026, with a stable outlook.

## Products & services

- **Specialty commercial casualty** — General, excess, products and environmental liability coverages for selected business risks.
- **Commercial property and inland marine** — Commercial property, construction equipment, builders risk and property-in-transit solutions.
- **Ocean marine** — Hull, cargo, protection and indemnity, and marine liability coverages.
- **Design professionals** — Liability protection tailored to design professionals and their project exposures.
- **Contract and commercial surety** — Performance, payment and other bonds; contract programs serve small and midsized contractors.
- **Personal Umbrella** — Additional liability limits of $1 million to $5 million, subject to eligibility and underlying coverage.
- **Home Business Insurance** — Business liability and property protection for eligible businesses operated from home.
- **TrackDay Insurance** — Single-event physical damage insurance for eligible HPDE events; liability is excluded.

## Achievements

- RLI Corp. recorded its 30th consecutive year of underwriting profitability in 2025.
- FY2025 RLI Corp. combined ratio: 83.6; underwriting income: $264.2 million.
- AM Best upgraded RLI Group members, including RLI Insurance Company, to A++ (Superior) on February 20, 2026, with a stable outlook.

## Latest updates

- **2026-10** — October 19: RLI Corp. reported Q3 underwriting income of $58.8 million, an 86.2 combined ratio and 2% gross premium growth.
- **2026-02** — February 20: AM Best upgraded RLI Group financial strength to A++ (Superior), outlook stable.
- **2026-01** — January 21: RLI Corp. reported FY2025 results, including an 83.6 combined ratio and its 30th consecutive profitable underwriting year.

## Links

- Website: https://www.rlicorp.com
- LinkedIn: https://www.linkedin.com/company/rli-insurance-company/
- YouTube: https://www.youtube.com/@RLI.Insurance/
- Instagram: https://www.instagram.com/rli.insurance/

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Profile page: https://yespress.io/rli-insurance-company
Published by YesPress — https://yespress.io
Last updated: 2026-10-23