# Riyad Bank

> Riyad Bank is a Saudi listed banking group serving individuals, businesses and government-related entities through retail banking, corporate finance, treasury and its investment subsidiary Riyad Capital. Its work spans everyday payments, MSME lending and major development financing, with SAR 519.5 billion in assets at year-end 2025.

- **Founded:** 1957
- **Headquarters:** Riyadh, Saudi Arabia
- **Products:** Personal banking, Riyad Mobile and Riyad Online, TOKEN Junior Bankers, Corporate and MSME banking, Treasury solutions
- **Notable:** FY2025 net income of SAR 10.411 billion., FY2025 assets of SAR 519.481 billion., MSME lending reached SAR 91 billion in 2025; report cites 25.1% MSME market share as of Q3 2025.

## Products & services

- **Personal banking** — Current and savings accounts, deposits, cards, transfers, personal finance, home finance and auto leasing.
- **Riyad Mobile and Riyad Online** — Digital banking for account access, transfers, bill payments, card controls and finance applications; revamped mobile application launched in June 2024.
- **TOKEN Junior Bankers** — Parent-supervised banking for ages 6-18, with a prepaid card, payment bracelet and savings goals.
- **Corporate and MSME banking** — Working capital, project and structured finance, cash management and trade services.
- **Treasury solutions** — Foreign exchange, investments, funding and hedging solutions.
- **Riyad Capital** — Investment subsidiary providing asset management, brokerage, custody and capital-market services.
- **Mastercard corporate card portfolio** — First Riyad Bank corporate card portfolio, with two travel and expense card variants.

## Achievements

- FY2025 net income of SAR 10.411 billion.
- FY2025 assets of SAR 519.481 billion.
- MSME lending reached SAR 91 billion in 2025; report cites 25.1% MSME market share as of Q3 2025.
- Sustainable finance portfolio reached SAR 31 billion in 2025.
- Riyad Bank reports ranking third among Saudi banks by size in its 2025 annual report.

## Latest updates

- **2026-08** — Announced a five-season strategic partnership renewal with Al-Hilal Club on August 30.
- **2026-08** — Reported SAR 13.6 billion in orders and upsized its Tier 1 sukuk issuance to SAR 10 billion on August 10.
- **2026-07** — Reported approximately SAR 5.3 billion net profit for the first half of 2026.
- **2026-05** — Announced its first corporate card portfolio with Mastercard.

## Links

- Website: https://www.riyadbank.com
- LinkedIn: https://www.linkedin.com/company/riyad-bank
- Twitter/X: https://twitter.com/riyadbank
- YouTube: https://www.youtube.com/@Riyad-Bank
- Instagram: https://www.instagram.com/riyadbank/
- Facebook: https://www.facebook.com/riyadbank

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Profile page: https://yespress.io/riyad-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-23
