# Ripple

> Ripple is a privately held financial-technology company that sells regulated digital-asset infrastructure to banks, payment providers, crypto businesses and corporate finance teams. Its suite now spans cross-border payments, institutional custody, the dollar-backed RLUSD stablecoin, multi-asset prime brokerage and treasury management. Ripple uses blockchain infrastructure, including the open-source XRP Ledger and its native asset XRP, to help institutions move, store, exchange and manage value while abstracting much of the operational and compliance work.

- **Founded:** 2012
- **Headquarters:** San Francisco, United States
- **Founders:** Chris Larsen (Co-founder and founding CEO; Executive Chairman), Jed McCaleb (Co-founder and founding CTO), Arthur Britto (Co-founder and founding adviser), David Schwartz (Founding Chief Cryptography Officer)
- **Team size:** Approximately 2,300 in the supplied company data; Ripple's website reports more than 1,000 employees.
- **Products:** Ripple Payments, Ripple Custody, Ripple USD (RLUSD), Ripple Prime, Ripple Treasury
- **Notable:** Built an enterprise customer base spanning hundreds of organizations and more than 90 countries., Launched RLUSD globally in December 2024 under New York regulatory oversight., Expanded from payments into custody through the $250 million Metaco acquisition and the acquisition of Standard Custody.

## Products & services

- **Ripple Payments** — A licensed, managed B2B cross-border payments platform that connects fiat and digital-asset rails for collection, exchange, holding and global payout.
- **Ripple Custody** — Institutional software for securing, transferring, settling and managing digital and tokenized assets across multiple ledgers, expanded through Metaco and Palisade.
- **Ripple USD (RLUSD)** — A U.S.-dollar stablecoin backed one-to-one by segregated cash and cash-equivalent reserves, issued under regulatory oversight and used for payments, liquidity and collateral.
- **Ripple Prime** — A global multi-asset prime brokerage offering clearing, financing and market access across digital assets, FX, derivatives, swaps, fixed income and precious metals.
- **Ripple Treasury** — Corporate treasury software for cash visibility, forecasting, risk, payments and unified management of fiat and digital liquidity, built from the GTreasury acquisition.
- **Ripple Mint** — An institutional interface for minting and redeeming RLUSD, subject to customer and jurisdictional eligibility.

## Achievements

- Built an enterprise customer base spanning hundreds of organizations and more than 90 countries.
- Launched RLUSD globally in December 2024 under New York regulatory oversight.
- Expanded from payments into custody through the $250 million Metaco acquisition and the acquisition of Standard Custody.
- Completed the $1.25 billion Hidden Road acquisition and relaunched the business as Ripple Prime in October 2025.
- Announced a $1 billion acquisition of GTreasury to enter corporate treasury management.
- Raised $500 million at a $40 billion valuation in November 2025.
- Received conditional OCC approval to establish Ripple National Trust Bank in December 2025.
- Resolved the SEC civil enforcement action in August 2025 when both sides dismissed their appeals, leaving the $125 million penalty and injunction in effect.
- Secured UK FCA permissions and full EU EMI and MiCA CASP authorisations in 2026.
- Reported more than $100 billion processed by Ripple Payments and more than $3 trillion in annual clearing volume at Ripple Prime.

## Latest updates

- **2026-07** — Ripple received full MiCA Crypto Asset Service Provider authorisation in Luxembourg, enabling regulated cryptoasset services across the European Economic Area.
- **2026-06** — Ripple and SBI Group launched RLUSD in Japan, while Ripple expanded its Bitso partnership to connect dollar and peso stablecoin settlement infrastructure.
- **2026-05** — Ripple Prime closed a $200 million debt facility from Neuberger Specialty Finance to expand institutional margin-financing capacity.
- **2026-04** — Ripple Treasury launched Digital Asset Accounts and Unified Treasury, combining fiat and digital liquidity inside its treasury-management system.
- **2026-03** — Ripple joined Singapore's BLOOM initiative with Unloq to pilot programmable settlement for trade finance.
- **2026-02** — Ripple received full EU Electronic Money Institution approval in Luxembourg.
- **2026-01** — The UK Financial Conduct Authority approved Ripple's EMI licence and Cryptoasset Registration.

## Links

- Website: https://ripple.com
- LinkedIn: https://www.linkedin.com/company/ripple
- Twitter/X: https://x.com/Ripple
- GitHub: https://github.com/ripple
- YouTube: https://www.youtube.com/channel/UCjok1uTSBUgvRYQaASz6YWw
- Facebook: https://www.facebook.com/rippleofficial

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Profile page: https://yespress.io/ripple
Published by YesPress — https://yespress.io
Last updated: 2026-08-12