# Richard Love

> Richard Love is the founder, chairman and CEO of AP Technology, a Carlsbad payment-software company founded in 1989. His career includes early U.S. Treasury check-printing systems, desktop MICR laser printers, cloud payment platforms and Checkrun. His company reports more than $140 billion in annual customer payment volume. He has also advocated mobile-payment best practices and questioned the tradeoffs of irrevocable real-time payments.

- **Role:** Founder, Chairman and CEO at AP Technology
- **Organizations:** AP Technology, Checkrun, Torrey Pines Research, Eagle Computer, Troy
- **Education:** San Diego State University
- **Known for:** Founded AP Technology in 1989., Led development of an early U.S. Treasury check-printing system, according to his official biography., Led development of the first desktop MICR laser printers, according to his official biography.

## Career timeline

- **1980-1982** — Attended San Diego State University; public LinkedIn profile lists track team participation.
- **Before 1989** — Co-founded Torrey Pines Research and led teams at Eagle Computer and Troy; exact dates are not established.
- **1989** — Founded AP Technology.
- **2015** — Discussed APeChecks cloud and mobile workflows; co-authored the Mobile Payments Bill of Rights with Greg Wilfahrt.
- **2016** — Appeared at NACHA Payments, Transact and Mobile Payments Conference panels.
- **2018** — Checkrun introduced, according to its company history.
- **2019** — Checkrun welcomed its first customers, according to its company history.
- **2020** — AP Technology publicly announced Checkrun for QuickBooks Online.
- **2023** — Discussed real-time payment tradeoffs at MPC23 and participated in AFP’s Payment Perplexity session.
- **2026** — AP Technology supported Peapack Private Bank & Trust’s remote official check capabilities and announced an APSecure 5.0 conference showcase.

## Achievements

- Founded AP Technology in 1989.
- Led development of an early U.S. Treasury check-printing system, according to his official biography.
- Led development of the first desktop MICR laser printers, according to his official biography.
- Official biography credits him with four payment-related patents and three additional patents pending; individual patent records were not independently matched.
- Co-authored the Mobile Payments Bill of Rights with Greg Wilfahrt.
- Leads a company reporting more than $140 billion in annual payments processed by customers through its products.

## Latest updates

- **2026-08** — In an August 31 announcement, Love discussed remote official check printing as AP Technology announced an APSecure 5.0 showcase at TMANY New York Cash Exchange.
- **2026-07** — AP Technology supported Peapack Private Bank & Trust’s expanded real estate services using remote official check printing.

## Links

- Website: https://www.aptechnology.com/our-team.html
- LinkedIn: https://www.linkedin.com/in/richard-love-6b77b74

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Profile page: https://yespress.io/richard-love
Published by YesPress — https://yespress.io
Last updated: 2026-10-21