# Ricardo Ramirez

> Ricardo Ramirez is CEO/President of IBC Bank-Zapata in South Texas. He joined IBC as a lender in September 2002, became corporate sales manager in 2004 and executive vice president in 2009, and was appointed president and a director in December 2010. His career also includes education and youth organizations and local civic service. He is the son of IBC Bank-Zapata founding leader Renato Ramirez.

- **Role:** CEO/President at IBC Bank-Zapata
- **Organizations:** IBC Bank-Zapata, International Bancshares Corporation, Zapata County Boys and Girls Club, Zapata County Appraisal District, Zapata Independent School District Board of Trustees
- **Education:** Bachelor of Science in Agricultural Economics, Texas A&M University, College Station, Graduate of the banking program, Graduate School of Banking at Louisiana State University
- **Known for:** Built a lending portfolio exceeding $50 million before becoming president., Appointed president and a director of IBC Bank-Zapata in December 2010., Served ten years as president of the Zapata County Boys and Girls Club.

## Career timeline

- **1991** — Earned a BS in Agricultural Economics at Texas A&M University.
- **1997-1999** — Served on the Zapata County Appraisal District Review Board and as vice president of the county Little League.
- **2002-09** — Joined IBC as a lender; subsequently grew his loan portfolio beyond $50 million.
- **2004** — Promoted to corporate sales manager for Zapata.
- **2009** — Promoted to executive vice president and graduated from the Graduate School of Banking at LSU.
- **2010-12** — Appointed president and director of IBC Bank-Zapata; his father remained CEO and chairman at that time.
- **2019-01** — Spoke about continuing his father’s philanthropy and service at the bank’s 35th-anniversary celebration.
- **2020-07** — Spoke on behalf of IBC Bank-Zapata as it awarded $10,000 in scholarships to eleven area graduates.

## Achievements

- Built a lending portfolio exceeding $50 million before becoming president.
- Appointed president and a director of IBC Bank-Zapata in December 2010.
- Served ten years as president of the Zapata County Boys and Girls Club.
- IBC’s leadership biography records more than 22 years on the Zapata school district’s board.

## Latest updates

- **2026-10** — IBC’s official leadership biography, checked October 23, 2026, identifies Ramirez as IBC Bank-Zapata CEO/President. This is a verification date, not a newly announced appointment.
- **2020-07** — IBC Bank-Zapata announced $10,000 in scholarships for eleven graduates, with comments from Ramirez.

## Links

- Website: https://www.ibc.com
- LinkedIn: https://www.linkedin.com/in/ricardo-ramirez-47343b39

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Profile page: https://yespress.io/ricardo-ramirez
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Last updated: 2026-10-23