# REPAY

> REPAY is an Atlanta-based, Nasdaq-listed payments company that embeds payment acceptance, loan disbursement and vendor payments into industry software. Its 2026 acquisition of KUBRA expanded its billing and communications business in utilities, government and insurance across the United States and Canada.

- **Founded:** 2006
- **Headquarters:** Atlanta, United States
- **Founders:** John Morris (Co-founder and CEO), Shaler Alias (Co-founder; former president, departed February 2026)
- **Products:** Payment Acceptance, Vendor Payment Automation / REPAY Payables Platform, Instant Funding, Clearing and Settlement, KUBRA billing and communications
- **Notable:** Publicly traded on Nasdaq as RPAY following the July 2019 Thunder Bridge combination., Co-founders named EY Entrepreneur Of The Year Southeast finalists in 2018., Certified Great Place to Work since 2017 according to REPAY; independent May 2026 profile reports 84% positive workplace rating.

## Products & services

- **Payment Acceptance** — Card and ACH acceptance through online, mobile, phone/IVR and text channels; recurring and one-time payment options.
- **Vendor Payment Automation / REPAY Payables Platform** — Vendor onboarding, payment execution and reconciliation using virtual cards, ACH and checks within supported ERP and operating systems.
- **Instant Funding** — Disburses approved loan proceeds to eligible debit and prepaid cards through Visa and Mastercard networks, with identity-validation options.
- **Clearing and Settlement** — Backend payment processing infrastructure for independent sales organizations and payment facilitators.
- **KUBRA billing and communications** — Bill presentment, payments and customer communication capabilities serving utility, government and insurance organizations; acquired in June 2026.
- **REPAY Voice** — Conversational AI phone-payment solution with account verification, balance information and saved card or ACH payment methods; announced August 6, 2026.

## Achievements

- Publicly traded on Nasdaq as RPAY following the July 2019 Thunder Bridge combination.
- Co-founders named EY Entrepreneur Of The Year Southeast finalists in 2018.
- Certified Great Place to Work since 2017 according to REPAY; independent May 2026 profile reports 84% positive workplace rating.
- Completed the KUBRA acquisition June 1, 2026; announced cash price $372 million.
- Performance Automotive case study reports 76% electronic payments and more than $5,000 combined savings and rebates in month one.

## Latest updates

- **2026-02** — Shaler Alias announced departure effective February 27; REPAY said it would not fill the president role at that time.
- **2026-06** — Completed KUBRA purchase; announced $372 million price and $500 million term loan plus $100 million undrawn revolver.
- **2026-08** — Launched REPAY Voice on August 6; reported Q2 revenue of $100.7 million on August 10, with 6% organic growth and 4% normalized organic growth.
- **2026-08** — Announced embedded AP partnership with NxtEdge on August 26.
- **2026-10** — Announced Emburse embedded vendor-payment partnership on October 13.

## Links

- Website: https://repay.com/
- LinkedIn: https://www.linkedin.com/company/repay-holdings/
- Twitter/X: https://x.com/repayholdings

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Profile page: https://yespress.io/repay
Published by YesPress — https://yespress.io
Last updated: 2026-10-25