# Renasant Bank

> Renasant Bank is a Tupelo, Mississippi-based regional bank founded in 1904 that grew from a single office started in a bakery into a roughly $26 billion institution operating hundreds of branches across the Southeast. Through its parent Renasant Corporation (NYSE: RNST), it offers consumer and commercial banking, mortgage, wealth management, insurance, and nationwide asset-based lending, serving individuals, small businesses, and corporate clients across Mississippi, Tennessee, Alabama, Georgia, Florida, Louisiana, and the Carolinas.

- **Founded:** 1904
- **Headquarters:** Tupelo, Mississippi, United States
- **Founders:** Lee County businessmen (founders of The Peoples Bank and Trust Company) (Founding group)
- **Team size:** ~3,000-3,200 employees
- **Products:** Consumer Banking, Digital Banking, Mortgage Lending, Commercial & Business Banking, Treasury & Cash Management
- **Notable:** Survived the 1907 Bankers' Panic that closed roughly 100 Mississippi banks., Survived the 1929 National Bank Holiday that closed 68 additional Mississippi banks., Grew from $3 million in assets in 1954 to $73 million by 1973, then to roughly $26 billion by 2025.

## Products & services

- **Consumer Banking** — Checking and savings accounts, reward checking, credit and debit cards, personal, auto and home equity loans, IRAs, certificates of deposit, and financial calculators.
- **Digital Banking** — Online and mobile banking, mobile deposit, online bill pay, Zelle payments, loan payment scheduling, and an account management app.
- **Mortgage Lending** — Home loans, first-time and community homebuyer mortgage programs, refinancing, and real estate financing.
- **Commercial & Business Banking** — Business checking, commercial loans, SBA loans, equipment finance, asset-based lending and factoring (offered nationwide), and corporate banking solutions.
- **Treasury & Cash Management** — Positive pay, ACH services, lockbox, merchant card processing, employee purchasing cards, investment sweep accounts, and positive-pay fraud controls for businesses.
- **Wealth Management & Trust** — Investment advisory, retirement and IRA planning, trust and fiduciary services, and investment management.
- **Renasant Insurance** — Insurance products offered through Renasant Insurance, Inc.

## Achievements

- Survived the 1907 Bankers' Panic that closed roughly 100 Mississippi banks.
- Survived the 1929 National Bank Holiday that closed 68 additional Mississippi banks.
- Grew from $3 million in assets in 1954 to $73 million by 1973, then to roughly $26 billion by 2025.
- Completed its largest-ever merger with The First Bancshares in April 2025 (~$1.2 billion).
- Adopted a $10.3 billion, five-year Community Benefit Plan tied to the merger.
- Expanded from a single Lee County office to 250-300+ locations across eight Southeastern states.

## Latest updates

- **2025-04** — Renasant completed its merger with The First Bancshares, Inc., adding ~$7.6 billion in assets and expanding into Louisiana and Florida.
- **2025-05** — Kevin D. Chapman became President and CEO of Renasant Corporation and Renasant Bank.
- **2025-08** — Systems conversion and integration of The First's operations into Renasant completed in early August.

## Links

- Website: https://renasantbank.com
- LinkedIn: http://www.linkedin.com/company/renasant-bank
- Twitter/X: https://twitter.com/renasant
- Facebook: https://facebook.com/renasantbank

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Profile page: https://yespress.io/renasant-bank
Published by YesPress — https://yespress.io
Last updated: 2026-08-12