# Reinsurance Group of America, Incorporated

> RGA is a global life and health reinsurer that shares insurers’ claims risk, supplies capital solutions, and helps develop and underwrite insurance products. Its business combines biometric research, actuarial expertise, investment capabilities, and technology such as Aura Next. It reported $4.3 trillion of life reinsurance in force at year-end 2025.

- **Founded:** 1973
- **Headquarters:** Chesterfield, United States
- **Founders:** General American Life Insurance Company (Corporate originator; established the predecessor reinsurance division in 1973)
- **Products:** Life and group reinsurance, Health and living benefits reinsurance, Financial Solutions, Facultative underwriting, Aura Next
- **Notable:** Reported $4.3 trillion of life reinsurance in force and $156.6 billion in assets at December 31, 2025., Closed the $32 billion Equitable reinsurance transaction on July 31, 2025., Ranked 193 on the 2026 Fortune 500, according to RGA.

## Products & services

- **Life and group reinsurance** — Shares mortality risk on individual and group insurance policies in exchange for premiums.
- **Health and living benefits reinsurance** — Reinsures morbidity-related risks, including critical illness and disability exposures.
- **Financial Solutions** — Capital management, asset-intensive reinsurance, longevity, pension risk transfer, and acquisition-related solutions for insurers.
- **Facultative underwriting** — Individual case assessment, including large cases and medically complex risks.
- **Aura Next** — Automated underwriting SaaS with rules management, adaptive interviews, data integration, and renewable annual subscriptions.
- **Product creation and distribution support** — Co-develops, prices, tests, and monitors insurance offerings with client insurers.
- **Claims and underwriting expertise** — Claims support, education, biometric research, and access to underwriting guidance.

## Achievements

- Reported $4.3 trillion of life reinsurance in force and $156.6 billion in assets at December 31, 2025.
- Closed the $32 billion Equitable reinsurance transaction on July 31, 2025.
- Ranked 193 on the 2026 Fortune 500, according to RGA.
- RGA reports first place for the 15th consecutive year on NMG Consulting’s 2025 Global All Respondents Business Capability Index.
- Reported second-quarter 2026 net income available to shareholders of $462 million.

## Latest updates

- **2026-03** — Announced the Techcom Life strategic partnership in Vietnam.
- **2026-06** — Announced its rank of 193 on the 2026 Fortune 500.
- **2026-08** — Reported second-quarter net income available to shareholders of $462 million, or $7.01 per diluted share, versus $180 million in the prior-year quarter.
- **2026-10** — Published Product Trends Around the World: Q3 2026 in its Knowledge Center.

## Links

- Website: https://www.rgare.com/
- LinkedIn: https://www.linkedin.com/company/rga-reinsurance-group-of-america-incorporated/
- Twitter/X: https://twitter.com/RGA_RE
- Facebook: https://www.facebook.com/RGAGlobal/

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Last updated: 2026-10-22