# Regions Bank

> Regions Bank combines consumer and commercial banking, mortgage lending and wealth services, with branches concentrated in the South, Midwest and Texas and specialty lending that reaches customers nationally. It is the principal bank subsidiary of Birmingham-based, publicly traded Regions Financial Corporation.

- **Founded:** 1971
- **Headquarters:** Birmingham, United States
- **Founders:** Exchange Security Bank of Birmingham (Predecessor bank in the 1971 formation of First Alabama Bankshares), First National Bank of Huntsville (Predecessor bank in the 1971 formation of First Alabama Bankshares), First National Bank of Montgomery (Predecessor bank in the 1971 formation of First Alabama Bankshares)
- **Products:** LifeGreen Checking, Regions Now Checking, Regions Greenprint, Commercial banking and treasury management, Wealth management
- **Notable:** Grew from a three-bank holding company approved in 1971 into a multistate banking franchise., Parent reported $158.8 billion in consolidated assets at December 31, 2025., Home improvement financing business reports more than one million loan approvals over more than two decades.

## Products & services

- **LifeGreen Checking** — Everyday checking; advertised monthly maintenance fee is $0, $8 or $11 depending on conditions.
- **Regions Now Checking** — Checking with no overdraft fees and a $5 fixed monthly maintenance fee.
- **Regions Greenprint** — Personal financial planning available through Regions bankers.
- **Commercial banking and treasury management** — Business credit, cash management, payments, liquidity services and capital markets capabilities.
- **Wealth management** — Investment management, financial planning, trust and private wealth services.
- **Ascentium Capital** — Equipment financing for small businesses; acquired by Regions in 2020.
- **Regions Home Improvement Financing** — Contractor-distributed home improvement lending, formerly EnerBank USA; acquired in 2021.
- **Mortgage and home equity lending** — Home purchase, refinancing and home equity borrowing subject to product terms and credit approval.

## Achievements

- Grew from a three-bank holding company approved in 1971 into a multistate banking franchise.
- Parent reported $158.8 billion in consolidated assets at December 31, 2025.
- Home improvement financing business reports more than one million loan approvals over more than two decades.
- Parent reported $611 million in third-quarter 2026 earnings.

## Latest updates

- **2026-10** — October 16: Regions Financial reported Q3 earnings of $611 million and diluted EPS of $0.71; adjusted earnings were $622 million and adjusted EPS was $0.73.
- **2026-10** — September 30 ending loans totaled $99.827 billion and ending deposits totaled $129.510 billion, reported in the October earnings release.

## Links

- Website: https://www.regions.com
- LinkedIn: https://www.linkedin.com/company/regionsbank
- Twitter/X: https://x.com/RegionsBank
- Instagram: https://www.instagram.com/regionsbank/
- Facebook: https://www.facebook.com/regionsbank

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Profile page: https://yespress.io/regions-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-22