# Ravelin Technology

> Ravelin Technology is a London fraud-prevention company that scores ecommerce transactions, accounts and behavior in real time, using merchant-specific machine-learning models, graph-link analysis and configurable rules. Born from the fraud problems its founders met at taxi app Hailo, Ravelin expanded from card-not-present detection into account takeover, refund and promotion abuse, marketplace fraud, 3D Secure authentication and payment optimization. It says it protected 340-plus merchants and 3.5 billion transactions in 2025; Worldpay acquired the business that year for an undisclosed price.

- **Founded:** 2014
- **Headquarters:** London, United Kingdom
- **Founders:** Martin Sweeney (Co-founder and CEO), Nick Lally (Co-founder and CFO), Mairtin O'Riada (Co-founder and COO), Leonard Austin (Co-founder and former CTO), Stephen Whitworth (Co-founder and former senior data scientist)
- **Team size:** Approximately 120 employees in the supplied company record; Ravelin said it passed 100 employees in 2021 and that technical teams account for 85% of staff.
- **Products:** Online Payment Fraud, Connect, Account Security, Refund and Return Abuse, Promo Abuse
- **Notable:** Commercially launched in January 2016 after paid trials and reported more than 600% revenue growth in its first nine months., Calculated one billion fraud scores by 2019 and 10.7 billion scores during 2023, according to the company timeline., Reported more than 300 protected merchants, ten billion product scores, two billion orders and near-80% gross margin for 2023.

## Products & services

- **Online Payment Fraud** — Real-time transaction scoring that combines merchant-specific machine learning, behavioral signals, graph features and expert rules to recommend approve, review or decline actions.
- **Connect** — Graph-link analysis that maps shared cards, devices, IP addresses, emails and phone numbers to uncover multi-accounting, account takeover and fraud rings.
- **Account Security** — Risk scoring for registration, login and account activity to identify account takeover and suspicious customer behavior.
- **Refund and Return Abuse** — Customer-level analysis and decisioning for suspicious returns, false claims and repeated refund behavior.
- **Promo Abuse** — Detection of multi-accounting and coordinated misuse of vouchers, referrals and promotional offers.
- **Partner Fraud** — Supplier and marketplace risk scoring at onboarding, checkout and payout, using anomaly detection and rules.
- **3D Secure** — A cloud-based, PSP-agnostic authentication service designed to meet SCA requirements while minimizing unnecessary checkout friction.
- **Transaction Optimization** — Routing and authentication decisioning intended to improve authorization and payment acceptance rates.
- **Agentic Commerce Controls** — Labels, rule conditions and agent-detail views to distinguish automated shopping agents from human behavior.

## Achievements

- Commercially launched in January 2016 after paid trials and reported more than 600% revenue growth in its first nine months.
- Calculated one billion fraud scores by 2019 and 10.7 billion scores during 2023, according to the company timeline.
- Reported more than 300 protected merchants, ten billion product scores, two billion orders and near-80% gross margin for 2023.
- Reported 1% unwanted client churn and a 150% net-dollar increase across existing clients over three years in its 2023 results.
- Reported protecting 340-plus merchants, 755.2 million unique shoppers and more than 3.5 billion transactions in 2025.
- River Island reported an 87% reduction in active fraud rules, elimination of manual review and more than 2,500 analyst hours released.
- Trainline reported a 75% reduction in UK block rate, 92% reduction in manual reviews and lower fraud rates.
- Flix reported a 40.7% acceptance uplift and dispute-rate reductions of 14.9% for Flix and 19.3% for Greyhound after model enrichment with Mastercard identity data.
- Acquired by Worldpay in 2025 for an undisclosed price.

## Latest updates

- **2025-02** — Worldpay announced a definitive agreement to acquire Ravelin; Ravelin later described itself as acquired in its 2025 review. The price was not disclosed.
- **2025-04** — Ravelin held RavCon 25, which it described as bigger than prior editions of its annual fraud and payments conference.
- **2026-01** — Ravelin reported 3.5 billion secured transactions, 755.2 million unique shoppers, more than $61.5 billion in orders and 340-plus merchants for 2025.
- **2026-Q1** — The company showcased new agentic-commerce labels, rule conditions, dashboard views and updates to Boards and Rules in its Q1 product review.

## Links

- Website: https://www.ravelin.com
- LinkedIn: https://www.linkedin.com/company/ravelin-technology
- Twitter/X: https://x.com/ravelinhq
- GitHub: https://github.com/unravelin
- Facebook: https://facebook.com/Ravelinhq/

---

Profile page: https://yespress.io/ravelin-technology
Published by YesPress — https://yespress.io
Last updated: 2026-09-06