# Public

> Public is a US investing platform combining stocks, ETFs, options, bonds, Treasuries and crypto with portfolio tools and AI research. Launched in 2019 with fractional shares and social features, it has expanded into retirement accounts, direct indexing, custom AI-generated portfolios and investor-defined automation.

- **Founded:** 2019
- **Headquarters:** New York, United States
- **Founders:** Jannick Malling (Co-founder and co-CEO), Leif Abraham (Co-founder and co-CEO), Matt Kennedy (Co-founder, brokerage), Sean Hendelman (Co-founder and board member)
- **Products:** Stocks and ETFs, Crypto, Alpha, Bonds and Treasuries, High-Yield Cash Account
- **Notable:** Launched fractional investing in 2019., Eliminated equities payment for order flow in 2021., Acquired HyperCharts in January 2022 to expand financial data visualization.

## Products & services

- **Stocks and ETFs** — Fractional and whole-share investing with zero base commissions; selected routing methods and regulatory charges can add costs.
- **Crypto** — Cryptocurrency trading, with services currently supplied by Zero Hash and fees varying by order size or API volume.
- **Alpha** — AI research assistant launched with GPT-4, providing conversational market and asset research.
- **Bonds and Treasuries** — Fixed-income investing, bond screening and Treasury account services; fees depend on product and account structure.
- **High-Yield Cash Account** — Interest-bearing cash program with a variable APY and bank-deposit insurance subject to program terms.
- **Options** — Stock, ETF and index options; enrolled users can receive rebates on stock and ETF option contracts.
- **Bond Account** — Automated corporate bond portfolio with recurring-investment functionality.
- **Traditional and Roth IRAs** — Retirement investing accounts with contribution-match programs subject to terms.
- **Trading API** — Programmatic brokerage access for custom trading and portfolio workflows.
- **Generated Assets** — Natural-language screening creates custom investable portfolios; annual advisory management fee is 0.49% as researched October 2026.
- **Direct Indexing** — Customizable index portfolios starting at $1,000, with automated tax-loss harvesting and a 0.19% annual management fee as researched October 2026.
- **AI Agents** — Investor-reviewed workflows monitor conditions and execute tasks defined by the user; launched with a rolling rollout.
- **Prediction Markets** — Event contracts tied to market-moving outcomes, appearing in the current product lineup.
- **Public Reserve** — Membership offering enhanced cash rates and deposit-match benefits subject to terms.

## Achievements

- Launched fractional investing in 2019.
- Eliminated equities payment for order flow in 2021.
- Acquired HyperCharts in January 2022 to expand financial data visualization.
- Reported billions in AUM and profitability of its core brokerage in December 2024.
- Launched investor-defined AI Agents in March 2026.

## Latest updates

- **2026-03** — Announced AI Agents on March 31, with user-reviewed logic, action histories and pause controls.
- **2026-09** — Transfer-match FAQ introduced a 1% eligible account-transfer match beginning September 14, paid monthly over five years.
- **2026-10** — Current website lists Prediction Markets, Reserve membership, business accounts and Crypto IRAs alongside the multi-asset brokerage.

## Links

- Website: https://public.com/
- LinkedIn: https://www.linkedin.com/company/publichello/
- Twitter/X: https://twitter.com/public
- Instagram: https://www.instagram.com/publicapp/
- Facebook: https://www.facebook.com/publichello
- TikTok: https://www.tiktok.com/@public

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Profile page: https://yespress.io/public
Published by YesPress — https://yespress.io
Last updated: 2026-10-03