# Privacy.com

> Privacy.com is the US virtual-card service operated by Lithic, Inc. It gives consumers and small businesses separate payment numbers with merchant locks, spend limits, and pause or close controls. A free domestic-use plan is supported by merchant interchange; paid plans add card capacity, category controls, API access, and mobile-wallet payments.

- **Founded:** 2014
- **Headquarters:** New York, United States
- **Founders:** Bo Jiang (Co-founder; CEO of Lithic), Jason Kruse (Co-founder; CTO of Lithic), David Nichols (Co-founder; Chief Design Officer of Lithic)
- **Products:** Merchant-Locked Cards, Single-Use Cards, Category-Locked Cards, Privacy Everywhere Cards, Browser extensions and mobile apps
- **Notable:** Privacy.com reports 600,000-plus users on its homepage., Privacy.com reports billions in payment volume and millions of dollars saved from fraudulent charges on its About page., The company says it is PCI-DSS compliant and SOC 2 Type II certified.

## Products & services

- **Merchant-Locked Cards** — Virtual payment numbers locked to the first merchant where they are used, with customizable spending limits and pause or close controls.
- **Single-Use Cards** — Virtual cards that close after their first transaction.
- **Category-Locked Cards** — Paid-plan cards that restrict spending to a selected merchant category.
- **Privacy Everywhere Cards** — Multi-merchant cards compatible with mobile wallets and contactless payments; available on Pro and Premium, limited to three open cards.
- **Browser extensions and mobile apps** — Card creation, autofill, management, and transaction notifications across supported browsers, iOS, and Android.
- **Privacy API, MCP and CLI** — API access on Plus and higher; optional AI-assistant connectivity through MCP and scriptable card management through a command-line tool.

## Achievements

- Privacy.com reports 600,000-plus users on its homepage.
- Privacy.com reports billions in payment volume and millions of dollars saved from fraudulent charges on its About page.
- The company says it is PCI-DSS compliant and SOC 2 Type II certified.
- Lithic reported more than $1 billion in annual processing volume in July 2021; this is a parent-company historical metric.

## Latest updates

- **2026-10** — Research snapshot: current plans list Personal, Plus, Pro, and Premium at $0, $5, $10, and $25 monthly. This is an observation, not a launch announcement.
- **2026-08** — Everywhere Cards support article updated August 17: mobile-wallet payments, Pro/Premium eligibility, and a maximum of three open cards.
- **2025-09** — Privacy’s MCP announcement carries a September 25, 2025 display date and describes optional AI connectivity on plans with API access.

## Links

- Website: https://www.privacy.com/
- LinkedIn: https://www.linkedin.com/company/privacy-com
- Twitter/X: https://twitter.com/privacyhq

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Profile page: https://yespress.io/privacy-com
Published by YesPress — https://yespress.io
Last updated: 2026-10-05