# Premier Mortgage Resources

> Premier Mortgage Resources is an employee-owned US mortgage banker serving homebuyers, homeowners, and mortgage brokers. Its Xcelerate process offers human underwriting preapproval before buyers make an offer, while its loan range spans conventional and government-backed mortgages, jumbo and reverse mortgages, construction, and specialty financing.

- **Founded:** 2005
- **Headquarters:** Meridian, United States
- **Founders:** Greg Mirecki (Co-founder), Rich Forde (Co-founder)
- **Products:** Xcelerate, Conventional and government-backed mortgages, Jumbo and reverse mortgages, Non-QM financing, Premier Home Start
- **Notable:** Implemented an ESOP in 2022; current company leadership describes PMR as 100% employee-owned., Company acquisition announcement reported a #86 ranking for 2020 in Mortgage Executive Magazine's Top 100 mortgage companies., Best Places to Work organizer lists PMR first among large employers statewide in Idaho in 2023.

## Products & services

- **Xcelerate** — Proprietary loan process providing underwriting preapproval by a human underwriter, designed to clarify buying power before a home offer.
- **Conventional and government-backed mortgages** — Purchase and refinance options including Fannie Mae and Freddie Mac programs, FHA, VA, and USDA loans, subject to eligibility and availability.
- **Jumbo and reverse mortgages** — Jumbo financing through investor relationships and a full-service reverse mortgage banking division.
- **Non-QM financing** — Published options include bank-statement, asset-utilization, 1099, and debt-service-ratio approaches for eligible borrower and property situations.
- **Premier Home Start** — Launched February 21, 2025: FHA 30-year fixed mortgage paired with down payment and closing cost assistance. Announcement described repayable assistance and a 10-year amortized option priced two percentage points above the first mortgage. Current terms require confirmation.
- **PMR Solar Boost** — Announced November 26, 2024: combines down payment assistance with solar installation options for qualifying homebuyers. Energy savings are potential benefits, not guaranteed outcomes.
- **Specialty Products Division** — Construction, builder, commercial, bridge, and fix-and-flip financing solutions; some products may be provided through lending relationships.
- **Wholesale lending / PMR Click** — Mortgage broker channel with loan submission portal, program matrices, rate sheets, broker resources, and training.

## Achievements

- Implemented an ESOP in 2022; current company leadership describes PMR as 100% employee-owned.
- Company acquisition announcement reported a #86 ranking for 2020 in Mortgage Executive Magazine's Top 100 mortgage companies.
- Best Places to Work organizer lists PMR first among large employers statewide in Idaho in 2023.
- Best Places to Work organizer lists PMR first among large employers statewide in Washington in 2025 and 2026.

## Latest updates

- **2026-10** — Research snapshot: the workplace award organizer lists PMR fifth among large employers in Idaho, third in Oregon, and first in Washington for 2026; October is the observation month, not a verified award announcement date.
- **2025-10** — Montana Board of Housing meeting packet included a PMR lender-approval recommendation following staff review; the packet alone does not establish the final board vote.
- **2025-02** — Premier Home Start down payment assistance program announced February 21.
- **2024-11** — Solar Boost program announced November 26.

## Links

- Website: https://www.pmrloans.com/
- LinkedIn: https://www.linkedin.com/company/premier-mortgage-resources/
- Twitter/X: https://twitter.com/pmrloans
- Instagram: https://www.instagram.com/pmrloans/
- Facebook: https://www.facebook.com/PMRloansUSA/

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Profile page: https://yespress.io/premier-mortgage-resources
Published by YesPress — https://yespress.io
Last updated: 2026-10-24