# Pie Insurance

> Pie Insurance sells and administers commercial insurance for U.S. small businesses, with workers’ compensation at its core. It combines granular risk pricing with direct online distribution, independent agents, payroll partners and APIs. Workers’ comp is underwritten by affiliated insurance companies; other advertised lines use unaffiliated insurers.

- **Founded:** 2017
- **Headquarters:** Washington, United States
- **Founders:** John Swigart (Co-founder and CEO), Dax Craig (Co-founder; former President (departed in 2025))
- **Products:** Workers’ compensation insurance, Pay-as-you-go billing, Agent portal and REST API, Ford Pro Insure, Additional small-business coverages
- **Notable:** More than $615 million in total funding reported by Pie., More than 55,000 policies in force at year-end 2025., AM Best reported fiscal-year 2024 profitability for the rated Pie Insurance Group.

## Products & services

- **Workers’ compensation insurance** — Coverage for work-related employee injuries and illnesses, underwritten by The Pie Insurance Company and affiliates.
- **Pay-as-you-go billing** — Eligible workers’ comp customers pay using actual payroll without an initial deposit; an annual audit still applies.
- **Agent portal and REST API** — Check appetite, request quotes, upload documents and retrieve bindable quotes within agency workflows.
- **Ford Pro Insure** — Commercial auto collaboration with Ford Credit; Pie sells and administers policies underwritten by The American Road Insurance Company.
- **Additional small-business coverages** — Advertises business owners, general liability, professional liability and commercial auto policies from unaffiliated insurers; availability varies.

## Achievements

- More than $615 million in total funding reported by Pie.
- More than 55,000 policies in force at year-end 2025.
- AM Best reported fiscal-year 2024 profitability for the rated Pie Insurance Group.
- Pie Casualty’s A- financial strength rating and stable outlook affirmed April 24, 2026.
- 2025 Fintech Breakthrough Best SMB Insurtech award.

## Latest updates

- **2026-04** — AM Best affirmed Pie Casualty Insurance Company at A- (Excellent), with a stable outlook, effective April 24.
- **2026-01** — Pie reported year-end 2025 policies in force above 55,000, up more than 25% year over year, and more than 5,000 agency partners.
- **2025-08** — Connecticut workers’ compensation launch brought the dated release’s footprint to 39 states and Washington, D.C.
- **2025-03** — AM Best removed the group from negative review after reserve commutation and reported 2024 profitability.

## Links

- Website: https://www.pieinsurance.com
- LinkedIn: https://www.linkedin.com/company/pieinsurance
- Twitter/X: https://twitter.com/pie_insurance
- YouTube: https://www.youtube.com/c/PieInsurance
- Instagram: https://www.instagram.com/pieinsurance/
- Facebook: https://www.facebook.com/PieInsurance/

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Profile page: https://yespress.io/pie-insurance
Published by YesPress — https://yespress.io
Last updated: 2026-10-06