# Pideaky

> Pideaky is a Monterrey-based fintech that helps offline Latin American small businesses - mostly Mexico's corner shops (tienditas) and their suppliers - manage and accelerate cash flow. It uses AI and computer vision to turn photos and videos of a shop's inventory into a credit score, then extends inventory-based financing alongside automated collection, payment and reconciliation tools. The company was part of Y Combinator's Summer 2021 batch.

- **Founded:** 2021
- **Headquarters:** Monterrey, Nuevo Leon, Mexico
- **Founders:** Carlos Tejeda (Founder & CEO), Oscar Rydberg (Co-founder & CTO), Rafael Tejeda Elizondo (Co-founder)
- **Team size:** ~17 employees (per company data; YC directory lists 3 founders)
- **Products:** Inventory-based lending (Prestamos), Collections automation (Gestion de cobranza), Payments and reconciliation, Cash-flow and portfolio dashboard
- **Notable:** Placed 14,000+ loans across 6,000+ corner shops., Impacted 6,200+ corner-store owners., Built a computer-vision credit model reported at ~90% accuracy from inventory photos/videos.

## Products & services

- **Inventory-based lending (Prestamos)** — Working-capital loans underwritten by analyzing photos and videos of a shop's inventory with AI and computer vision, producing a credit score and risk model at roughly 90% accuracy - no traditional balance sheet required.
- **Collections automation (Gestion de cobranza)** — Automated payment reminders and portfolio tracking sent over WhatsApp and email, cutting the administrative burden of chasing accounts receivable.
- **Payments and reconciliation** — Automatic reconciliation of payments across 17,000+ collection points, including retail networks, so businesses see what has been paid without manual matching.
- **Cash-flow and portfolio dashboard** — Analytics on cash flow, receivables and loan portfolio health, with CRM integration for small business owners.

## Achievements

- Placed 14,000+ loans across 6,000+ corner shops.
- Impacted 6,200+ corner-store owners.
- Built a computer-vision credit model reported at ~90% accuracy from inventory photos/videos.
- Selected for Y Combinator's Summer 2021 batch.
- Launched on Launch YC in May 2024.
- Backed by Silicon Valley investors including Goodwater Capital and Wayfinder.

## Latest updates

- **2024-05** — Launched on Y Combinator's Launch YC, publicizing its inventory-based lending product for LatAm corner shops.
- **2024-05** — Founder Carlos Tejeda announced the Launch YC / Product Hunt debut, citing 14,000+ loans and 6,000+ shops served.

## Links

- Website: https://pideaky.com
- LinkedIn: https://www.linkedin.com/company/pideaky
- Instagram: https://www.instagram.com/pideakymx
- Facebook: https://facebook.com/pideaky

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Profile page: https://yespress.io/pideaky-yc-s21
Published by YesPress — https://yespress.io
Last updated: 2026-07-30