# Peter Barcak

> Peter Barcak is the Dubai-based founder and CEO of Credolab, a behavioural risk analytics company founded in Singapore in 2016. A former chief risk officer and deputy CEO at Platinum Bank, with earlier experience at Citibank and Intesa Sanpaolo, he built Credolab around the lack of predictive information he had encountered as a lender. The company provides consent-based smartphone and web metadata analysis for credit risk, fraud prevention and other business decisions.

- **Role:** Founder & CEO at Credolab
- **Organizations:** Credolab, Platinum Bank, Citibank, Intesa Sanpaolo Group, BNP
- **Education:** Global Executive MBA, SDA Bocconi School of Management, University of Economics in Bratislava
- **Known for:** Built retail risk management operations at Intesa Sanpaolo in Europe, according to his interviews., Founded Credolab in Singapore in 2016., Led Credolab as it won the 2019 ASEAN FinTech award (Open category), with S$150,000 in prize money.

## Career timeline

- **Before 2016** — Held banking and risk management roles at BNP, Citibank, Intesa Sanpaolo Group and Platinum Bank; served as chief risk officer and deputy CEO at Platinum Bank.
- **2013** — Says he began testing alternative sources including telecom and social media data; also recalls selling Platinum Bank with partners that year.
- **2014-2015** — Studied for a Global Executive MBA at SDA Bocconi School of Management.
- **2016** — Moved to Singapore and founded Credolab.
- **2018** — Presented CredoScore with Michele Tucci at FinovateAsia.
- **2019** — Credolab won the ASEAN FinTech award in the Open category.
- **2020** — Credolab announced a USD 7 million Series A led by GBG.
- **2023** — Credolab partnered with Mexican credit bureau Círculo de Crédito.
- **2025** — Credolab announced an Income Prediction Model on November 27.
- **2026** — Credolab announced its FICO Marketplace partnership on August 19.

## Achievements

- Built retail risk management operations at Intesa Sanpaolo in Europe, according to his interviews.
- Founded Credolab in Singapore in 2016.
- Led Credolab as it won the 2019 ASEAN FinTech award (Open category), with S$150,000 in prize money.
- Led Credolab through its USD 7 million Series A announced in 2020.
- Expanded a credit-scoring business into broader behavioural intelligence and international distribution partnerships.

## Latest updates

- **2026-09** — AINext Awards & Conference announced him as a speaker for its Dubai event scheduled for October 22, 2026; attendance had not yet occurred at the research date.
- **2026-08** — Credolab announced a partnership bringing its behavioural risk intelligence to FICO Marketplace.
- **2025-11** — Credolab announced an Income Prediction Model intended to estimate income using consented device metadata, initially for Android.

## Links

- Website: https://www.credolab.com/
- LinkedIn: https://www.linkedin.com/in/peter-barcak/

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Profile page: https://yespress.io/peter-barcak
Published by YesPress — https://yespress.io
Last updated: 2026-10-20