# PactFi

> PactFi is a New York-based fintech building the first secure, end-to-end operational platform for private credit. It replaces the fragmented email and spreadsheet workflows that private credit deals still run on with a shared, collaborative system where agents, arrangers and investors coordinate allocations, funds flow, KYC and post-close servicing in one place. Since launching in 2023 the platform has processed more than $300 billion in deal volume across 250-plus counterparties and 2,600-plus users, and in March 2026 it raised a $25M Series A led by 7RIDGE.

- **Founded:** 2021
- **Headquarters:** New York, New York, United States
- **Founders:** Emma Zhang (Founder & CEO), Alexa Valle Burguete (Founder & CTO)
- **Team size:** ~39 employees
- **Products:** Platform, Lead Arranger Module, Cashless Roll Workflows, Post-Close Portal
- **Notable:** Processed more than $300 billion in deal volume since launching in 2023, Adopted by 8 of the top 20 credit asset managers, representing $3.4 trillion in combined AUM, All of the top 20 credit asset managers have participated on the platform as lenders

## Products & services

- **Platform** — The core product letting investors work efficiently through deal closing - suballocations, funds flow, KYC document storage, signature blocks, task management, and automated external/internal reporting to custodians, trustees and banks.
- **Lead Arranger Module** — A centralized workspace for agents, arrangers and investors to run deal closing collaboratively: deal setup, investor invitations, allocation uploads, KYC approval, funds flow with fee booking, and fed reference number tracking.
- **Cashless Roll Workflows** — Specialized functionality for amended & restated deals with existing facilities, handling dynamic suballocation calculations for rolling, exiting and reallocated positions.
- **Post-Close Portal** — A system of record for ongoing deal servicing from close onward, with automatic working-group and facility carryover, structured document organization, and company-based permission controls with audit trails.

## Achievements

- Processed more than $300 billion in deal volume since launching in 2023
- Adopted by 8 of the top 20 credit asset managers, representing $3.4 trillion in combined AUM
- All of the top 20 credit asset managers have participated on the platform as lenders
- Grew to 2,600+ users representing ~3,000 fund entities across 250+ counterparties
- Raised a $25M Series A led by 7RIDGE in March 2026
- Achieved SOC 2 Type II attestation and ISO 27001 certification

## Latest updates

- **2026-03** — Raised $25M Series A led by 7RIDGE with participation from Vestigo Ventures, to fund product expansion, go-to-market growth, AI integration and hiring.
- **2026-03** — Disclosed platform scale: $300B+ in deal volume, 2,600+ users, 250+ counterparties, and adoption by 8 of the top 20 credit asset managers.

## Links

- Website: https://pactfi.com
- LinkedIn: https://www.linkedin.com/company/pactfi
- GitHub: https://github.com/pactfi

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Profile page: https://yespress.io/pactfi
Published by YesPress — https://yespress.io
Last updated: 2026-07-18