# Own Up

> Own Up is a U.S. mortgage shopping platform combining lender comparison technology with access to mortgage expertise. It helps homebuyers and homeowners compare purchase and refinance offers from participating lenders, with no fee to shoppers. Experian acquired the company in April 2026 for $175 million.

- **Founded:** 2016
- **Headquarters:** Boston, United States
- **Founders:** Patrick Boyaggi (Co-founder & CEO), Mike Tassone (Co-founder & COO), Brent Shields (Co-founder & CTO)
- **Products:** Mortgage shopping marketplace, Home Advisor guidance, Offer comparison and negotiation support, Preapproval tools, Affordability Calculator and Rate Range Finder
- **Notable:** Reported helping over 1,200 customers secure more than $650 million in mortgages during 2018., Reported over 10,000 customers in its October 2019 funding announcement., Experian described a network of more than 40 lenders in February 2026.

## Products & services

- **Mortgage shopping marketplace** — Personalized purchase and refinance comparisons from participating lenders; Own Up arranges access rather than funding loans.
- **Home Advisor guidance** — Mortgage expertise and help comparing offers; current disclosures say some customers connect directly with lenders or partners instead.
- **Offer comparison and negotiation support** — Review an existing offer against network alternatives and use competing terms in negotiations.
- **Preapproval tools** — Tools to update preapproval letters on demand; lenders issue preapprovals and make credit decisions.
- **Affordability Calculator and Rate Range Finder** — Planning tools for purchasing power and mortgage rate exploration.
- **Learning Center** — Consumer education about homebuying, mortgages, and refinancing.

## Achievements

- Reported helping over 1,200 customers secure more than $650 million in mortgages during 2018.
- Reported over 10,000 customers in its October 2019 funding announcement.
- Experian described a network of more than 40 lenders in February 2026.
- Experian completed the acquisition for $175 million in April 2026.
- Company announced Patrick Boyaggi’s inclusion in Inman’s 2025 Best of Finance honorees.

## Latest updates

- **2026-02** — Experian announced an agreement to acquire Own Up and bring mortgage shopping into Experian Marketplace.
- **2026-04** — Acquisition completed for $175 million, according to Experian’s FY2026 financial results.
- **2026-09** — Updated terms and privacy policy identify Own Up as wholly owned by Experian; current service guidance describes different customer routes, including direct lender connections.

## Links

- Website: https://www.ownup.com/
- LinkedIn: https://www.linkedin.com/company/own-up
- Twitter/X: https://twitter.com/WeAreOwnUp
- Instagram: https://www.instagram.com/weareownup/
- Facebook: https://www.facebook.com/weareownup/

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Profile page: https://yespress.io/own-up
Published by YesPress — https://yespress.io
Last updated: 2026-10-25