# Oscar Health

> Oscar Health is a New York-based public health insurer and healthcare technology company centered on the U.S. individual insurance market. It sells Individual and Family plans, supports employer-funded individual coverage through ICHRA, gives members app-based care navigation and virtual care, and extends its infrastructure through technology services and the carrier-agnostic Lucie Health Marketplace. Its wager is that an insurer can improve retention and economics by owning the software, product design, and member relationship rather than treating them as separate layers.

- **Founded:** 2012
- **Headquarters:** New York, United States
- **Founders:** Mario Schlosser (Co-Founder; former CEO and current Advisor to the CEO), Joshua Kushner (Co-Founder, Vice Chair and Director)
- **Team size:** Approximately 2,400 employees in the provided company data; public LinkedIn lists the company in the 1,001-5,000 employee range.
- **Products:** Individual & Family Plans, Oscar App and Care Team, Virtual Urgent Care and Oscar Primary Care, +Oscar, ICHRA solutions
- **Notable:** Went public on the New York Stock Exchange under OSCR in March 2021., Reported its first full year of both net-income and adjusted-EBITDA profitability in 2024., Reached 2.96 million effectuated members as of June 30, 2026, up from 2.03 million a year earlier.

## Products & services

- **Individual & Family Plans** — ACA individual-market medical plans in bronze, silver, and gold tiers, with plan-dependent virtual care, prescriptions, provider networks, and Care Guide support.
- **Oscar App and Care Team** — A digital member hub for ID cards, benefits, claims, provider search, messaging, prescriptions, and help from care guides and clinicians.
- **Virtual Urgent Care and Oscar Primary Care** — Plan-dependent 24/7 urgent care and longitudinal virtual primary care delivered through Oscar Medical Group and partner clinicians.
- **+Oscar** — Technology and operational services for payers and providers, including engagement, care routing, claims infrastructure, and health-plan administration capabilities.
- **ICHRA solutions** — Employer-funded, tax-advantaged individual coverage that lets employees select their own individual-market plan.
- **Oswell** — A personal health AI agent that helps members understand benefits, medications, symptoms, test results, refills, and routes to live care when needed.
- **Condition-focused and lifestyle plans** — Plans tailored around needs such as cardiovascular-kidney-metabolic conditions, diabetes, women’s health, and culturally relevant experiences, depending on market.
- **Lucie Health Marketplace** — A carrier-agnostic storefront for medical, dental, vision, accident, hospital, and supplemental products for consumers, brokers, and employers.

## Achievements

- Went public on the New York Stock Exchange under OSCR in March 2021.
- Reported its first full year of both net-income and adjusted-EBITDA profitability in 2024.
- Reached 2.96 million effectuated members as of June 30, 2026, up from 2.03 million a year earlier.
- Generated $9.53 billion in revenue and $1.04 billion in net income in the first half of 2026.
- Expanded its 2026 plan footprint to 573 counties in 20 states.
- Launched the carrier-agnostic Lucie Health Marketplace in April 2026.
- Built an open-source GitHub presence with tools spanning testing, data, infrastructure, and ICHRA connectivity.

## Latest updates

- **2026-08** — Oscar reported second-quarter revenue of $4.88 billion, net income of $361.8 million, and 2.96 million effectuated members, then raised its full-year 2026 operating-income outlook to $500 million-$700 million.
- **2026-07** — The company described its current portfolio as Individual & Family plans and ICHRA solutions, Lucie Health Marketplace, and Trove Group ahead of second-quarter results.
- **2026-06** — Siddhartha Sankaran became independent chair of Oscar's board.
- **2026-04** — Oscar launched Lucie Health Marketplace, a carrier-agnostic storefront combining major individual medical carriers with dental, vision, accident, hospital, and supplemental products.
- **2025-10** — Oscar announced 2026 availability across 573 counties in 20 states, including expansion into Alabama and Mississippi, alongside new plan designs and AI features.

## Links

- Website: https://www.hioscar.com/
- LinkedIn: https://www.linkedin.com/company/oscar-health
- Twitter/X: https://twitter.com/OscarHealth
- GitHub: https://github.com/oscarhealth
- YouTube: https://www.youtube.com/user/OscarHealthInsurance
- Instagram: https://www.instagram.com/oscarhealth/
- Facebook: https://www.facebook.com/OscarHealth

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Profile page: https://yespress.io/oscar-health
Published by YesPress — https://yespress.io
Last updated: 2026-08-11