# OneMain Financial

> OneMain Financial is a US consumer lender combining local branches and digital applications to serve people with limited access to mainstream credit. It offers personal loans, auto finance, BrightWay credit cards and optional insurance, backed by underwriting, servicing and institutional funding capabilities.

- **Founded:** 1912
- **Headquarters:** Evansville, United States
- **Founders:** Alexander Edward Duncan (Co-founder of predecessor Commercial Credit Company (1912))
- **Products:** Personal loans, Auto finance, BrightWay credit cards, Optional insurance and protection products, OneMain MyMoney
- **Notable:** Operates more than 1,300 locations; October 2026 corporate materials describe product reach across 48 states., Built a branch-and-digital consumer lending platform with personal loans, auto finance and credit cards., Extended its EVERFI education commitment through 2029.

## Products & services

- **Personal loans** — Fixed-rate secured or unsecured installment loans for expenses including repairs, emergencies and debt consolidation; advertised amounts are $1,500 to $30,000, with state and eligibility restrictions.
- **Auto finance** — Vehicle-purchase financing distributed through dealerships; expanded with the April 2024 acquisition of Foursight Capital.
- **BrightWay credit cards** — Credit cards issued by WebBank, with milestone rewards tied to qualifying on-time payments.
- **Optional insurance and protection products** — Credit insurance, non-credit insurance, GAP and membership products, subject to eligibility and product terms.
- **OneMain MyMoney** — Financial wellness tools offering budgeting and money insights.
- **Credit Worthy** — Free financial education for high schools developed with EVERFI.

## Achievements

- Operates more than 1,300 locations; October 2026 corporate materials describe product reach across 48 states.
- Built a branch-and-digital consumer lending platform with personal loans, auto finance and credit cards.
- Extended its EVERFI education commitment through 2029.

## Latest updates

- **2026-10** — Announced third-quarter results will be released October 30, 2026; results were not yet available at the October 22 research cutoff.
- **2026-07** — Reported second-quarter net income of $152 million and managed receivables of $26.9 billion.
- **2026-03** — Thirteen state attorneys general filed an add-on-products lawsuit. OneMain disputed the allegations and said it would defend the case.
- **2026-01** — Extended and expanded the TPG forward-flow relationship.

## Links

- Website: https://www.onemainfinancial.com/
- LinkedIn: https://www.linkedin.com/company/onemain/
- Twitter/X: https://twitter.com/onemaintalk
- YouTube: https://www.youtube.com/@OneMain
- Instagram: https://www.instagram.com/onemain/
- Facebook: https://www.facebook.com/OneMain

---

Profile page: https://yespress.io/onemain-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-22