# One Llama

> One Llama is a community-driven auto protection program that offers a lower-cost alternative to traditional collision and comprehensive auto insurance. Members pay into a shared mutual-aid fund - roughly 70% of each payment supports other members' repair costs while about 30% covers service fees - and they earn One Llama Tokens (OLT) for safe driving and referrals. Plans start around $350 for six months with protection up to $100,000, and the program leans on AI risk and damage assessment plus a DePIN/blockchain layer to record driving data and reward safe miles transparently.

- **Headquarters:** Westbury, New York, United States
- **Founders:** Miranda Tan (CEO & Founder), Hassan Miah (Co-Founder, CTO / Chairman)
- **Team size:** Approximately 4 employees (per company data)
- **Products:** Community Auto Protection Plans, Mutual-Aid Fund, One Llama Tokens (OLT) & Llama Bucks, Claims Management, DePIN Driving Layer
- **Notable:** Launched a community auto-protection product offering up to $100,000 in coverage from about $350 per six months, Built a token-based safe-driving rewards system (OLT / Llama Bucks), Positioned an AI- and blockchain-backed claims and risk-assessment model as an alternative to traditional insurance

## Products & services

- **Community Auto Protection Plans** — Five membership tiers (GEM, Bronze, Silver, Gold, Diamond) covering collision and comprehensive vehicle damage. Plans start around $350 for six months with protection up to $100,000. Members must already carry liability insurance from a licensed provider.
- **Mutual-Aid Fund** — A pledge-based pool where roughly 70% of each member's payment funds other members' repair claims and about 30% covers service fees.
- **One Llama Tokens (OLT) & Llama Bucks** — Members earn OLT for signing up, safe driving, and referrals; incident-free members earn more tokens and Llama Bucks redeemable with automotive service partners in 'Llamaland'.
- **Claims Management** — A quick claims process backed by AI damage and risk assessment to evaluate and coordinate auto repairs.
- **DePIN Driving Layer** — A decentralized physical infrastructure approach that records driving data and token transactions and enables community decision-making via decentralized voting.
- **Roadside Assistance & Vehicle Warranty** — Supplemental auto protection services bundled with membership.

## Achievements

- Launched a community auto-protection product offering up to $100,000 in coverage from about $350 per six months
- Built a token-based safe-driving rewards system (OLT / Llama Bucks)
- Positioned an AI- and blockchain-backed claims and risk-assessment model as an alternative to traditional insurance

## Latest updates

- **2025-03** — Member portal and current branding assets published; promotion offering double One Llama Tokens (OLT) for new sign-ups.

## Links

- Website: https://www.onellama.com/
- LinkedIn: https://www.linkedin.com/company/onellama
- YouTube: https://www.youtube.com/channel/UCcA9kxHSCjf8Tr9qe3Wl4TQ
- Facebook: https://www.facebook.com/p/One-Llama-61576154107881/

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Profile page: https://yespress.io/onellama
Published by YesPress — https://yespress.io
Last updated: 2026-06-13