# OneBlinc

> OneBlinc is a Miami financial-technology company that moved from payroll-deduction installment loans for public employees to a broader consumer cash-advance app. Its current flagship, BlincAdvance, offers eligible users $50 to $250 before payday through an $8.99 monthly subscription, with free standard delivery or an optional expedited-delivery fee. The company also markets credit-building and business-data products, using bank and payroll data rather than relying only on conventional credit scores.

- **Founded:** 2018
- **Headquarters:** Miami, United States
- **Founders:** Fabio Torelli (CEO & Co-Founder)
- **Team size:** Approximately 31 employees in the supplied company record; LinkedIn lists a 51-200 company-size band, while OneBlinc's website has claimed a 50-person multicultural team.
- **Products:** Legacy payroll-deduction loans, OneBlinc checking account and Mastercard debit card, BlincAdvance, BlincBoost, BlincShield
- **Notable:** Secured a $100 million credit facility from Clear Haven in August 2023 after announcing a $20 million Series A., Reached roughly 250,000 members by August 2023, according to Refresh Miami., The current website reports five million transactions processed and more than $3 billion in transaction value.

## Products & services

- **Legacy payroll-deduction loans** — Installment loans historically offered to eligible federal employees and employees of partner organizations; OneBlinc says it is temporarily not accepting new applications and continues to service existing accounts.
- **OneBlinc checking account and Mastercard debit card** — A checking-account and debit-card offer launched as part of an earlier effort to become a broader money-management platform; it is not prominent in the current product lineup.
- **BlincAdvance** — A subscription cash-advance app offering eligible users advances starting at $50 and building up to $250, with automatic repayment from a linked bank account on or around payday.
- **BlincBoost** — A credit-building product marketed as reporting recurring bank payments to credit bureaus to help users establish payment history.
- **BlincShield** — A planned alert product intended to warn users about possible non-sufficient-funds events and bank fees; the company currently labels it coming soon.
- **BlincFy** — A business-facing analytics and insights tool built around financial trends and data.

## Achievements

- Secured a $100 million credit facility from Clear Haven in August 2023 after announcing a $20 million Series A.
- Reached roughly 250,000 members by August 2023, according to Refresh Miami.
- The current website reports five million transactions processed and more than $3 billion in transaction value.
- The iOS app displays a 4.8 rating from roughly 14,000 ratings as of August 2026.
- Fabio Torelli said the company reached monthly break-even in March 2026, its first time in seven years.

## Latest updates

- **2026-06** — Android users reported a post-update crash; OneBlinc replied that its team was investigating fixes, illustrating the operational risk in a time-sensitive money product.
- **2026-03** — CEO Fabio Torelli said OneBlinc reached monthly break-even for the first time in its seven-year history.
- **2025-01** — CB Insights reports an $8.4 million Series A extension from undisclosed investors.
- **2024-11** — The company publicly confirmed a strategic shift from its original loan product toward salary advances.
- **2023-08** — OneBlinc announced a $100 million Clear Haven credit facility to refinance existing financing and support growth.

## Links

- Website: https://oneblinc.com
- LinkedIn: https://www.linkedin.com/company/oneblinc1
- Twitter/X: https://twitter.com/BlincLoans
- YouTube: https://www.youtube.com/channel/UCqaFKNy52e-Q1q99dbQRUoQ
- Facebook: https://facebook.com/oneblinc

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Profile page: https://yespress.io/oneblinc
Published by YesPress — https://yespress.io
Last updated: 2026-08-21