# Column vs Bluevine

> A head-to-head look at two fintechs that chose opposite sides of the same industry. Column, built by Plaid co-founder William Hockey, bought a nationally chartered bank and rebuilt its core to sell banking infrastructure to developers over an API. Bluevine, founded by Eyal Lifshitz and Moti Shatner, rides on a partner bank and sells checking accounts and loans directly to small business owners. One is the pipes; the other is the storefront.

## Achievements

- Column owns a national bank charter with its own in-house core and a direct connection to the Federal Reserve.
- Column reported $153.1M in revenue in 2025, up 219% year over year.
- Column is owned entirely by its founders and a small team, taking no outside venture money for the bank.
- Bluevine has served over 500,000 small business owners.
- Bluevine has delivered more than $14B in loans and gathered hundreds of millions in deposits.
- Bluevine has raised roughly $288M across multiple rounds from investors including Lightspeed, Menlo Ventures, 83North, Citi and Microsoft.

## Latest updates

- **2025-01** — Column reports $153.1M in 2025 revenue, up 219% year over year, with press valuation estimates near $6B.
- **2024-12** — Bluevine lands a $350M credit facility, shifting toward institutional backing.

## Links

- Website: https://column.com
- LinkedIn: https://www.linkedin.com/company/column-na/
- Twitter/X: https://twitter.com/column
- GitHub: https://github.com/columnapi
- Facebook: https://www.facebook.com/Bluevine/

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Profile page: https://yespress.io/one-fintech-built-a-bank-the-other-rents-one
Published by YesPress — https://yespress.io
Last updated: 2026-08-16
