# Octane®

> Octane is a US fintech combining digital shopping and dealer tools with consumer lending and servicing for powersports, RVs, marine and outdoor equipment. Its partner-branded finance programs extend that infrastructure to manufacturers and dealership groups.

- **Founded:** 2014
- **Headquarters:** New York, United States
- **Founders:** Jason Guss (Co-founder and CEO), Mark Davidson (Co-founder and Chief Growth Officer)
- **Products:** Octane Dealer Platform, Roadrunner Financial, Octane Prequal and Prequal Flex, SafeCheck, Captive-as-a-Service
- **Notable:** Reported $2.1 billion in 2025 originations, up 29% year over year., Reported three consecutive years of GAAP net income profitability through 2025 on unaudited financials., October 2026 announcement reported more than $9 billion in cumulative originations.

## Products & services

- **Octane Dealer Platform** — Digital credit applications, automated decisions, deal adjustments, document generation and electronic signing. Dealer enrollment is advertised as free.
- **Roadrunner Financial** — In-house lender providing secured installment financing for recreational purchases; launched in 2016.
- **Octane Prequal and Prequal Flex** — Soft-pull prequalification through websites, shareable links and dealer-specific QR marketing materials. Prequal Flex reached all powersports dealers in May 2023.
- **SafeCheck** — Free dealer-platform tool for authorized credit-report access without a credit-score impact, subject to dealer agreements and applicant consent.
- **Captive-as-a-Service** — Partner-branded finance infrastructure including technology, underwriting, processing, servicing, compliance and capital-markets execution.
- **Roadrunner Account Services** — In-house loan servicing for Roadrunner-originated accounts, including loans sold to capital partners.

## Achievements

- Reported $2.1 billion in 2025 originations, up 29% year over year.
- Reported three consecutive years of GAAP net income profitability through 2025 on unaudited financials.
- October 2026 announcement reported more than $9 billion in cumulative originations.

## Latest updates

- **2026-10** — Announced a $1.4 billion forward-flow facility with institutional investors on October 6.
- **2026-09** — Announced Forest River Finance powered by Octane, with an October 1 launch.
- **2026-08** — Announced BRP Financial Services, launching August 24.
- **2026-01** — Announced entry into automotive through Captive-as-a-Service for dealer groups.

## Links

- Website: https://www.octane.co/
- LinkedIn: https://www.linkedin.com/company/octane-lending/
- Twitter/X: https://twitter.com/Octane__Lending
- Instagram: https://www.instagram.com/octane_lending/

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Profile page: https://yespress.io/octane
Published by YesPress — https://yespress.io
Last updated: 2026-10-18