# Nishchay AG

> Nishchay AG is the Bengaluru-based co-founder and CEO of Jar, a digital gold savings app founded with Misbah Ashraf in 2021. Raised in Hassan, he studied engineering and worked in IT before joining Wicked Ride, which became Bounce. His work at Jar focuses on helping first-time savers build regular saving habits through small contributions and familiar financial products.

- **Role:** Co-Founder & CEO at Jar
- **Organizations:** Jar, Bounce (formerly Wicked Ride), Accenture, Infosys, NTT DATA
- **From:** Hassan, India
- **Education:** Engineering; exact qualification not verified, Malnad College of Engineering, Hassan
- **Known for:** Co-founded Jar, which reported 35 million registered users across 12,000 Indian pin codes in September 2025., Helped build Bounce across engineering, supply and monetization., Jar received the Best WealthTech Startup recognition listed on its official website; Nishchay celebrated a third consecutive award in 2024.

## Career timeline

- **2006–2014** — Lists engineering, consulting and project-management roles at NTT DATA on Wellfound.
- **2015** — Lists senior-consultant roles at Infosys and Accenture.
- **2016–2020** — At Bounce, headed engineering, supply and monetization according to his Wellfound profile.
- **2021** — Co-founded Jar with Misbah Ashraf; the app launched publicly in May.
- **2023** — Discussed Jar and India’s relationship with gold on Return on India and his customer-research approach in a Blume interview.
- **2024** — Jar expanded into jewellery through Nek; Nishchay publicly marked a third consecutive WealthTech award at GFF2024.
- **2025** — Jar reported 35 million registered users and profitability in January–March and April–June 2025.
- **2026** — A June 15 Kalaari interview covered leadership, customer support and an ambition for 100 million savers within three years.

## Achievements

- Co-founded Jar, which reported 35 million registered users across 12,000 Indian pin codes in September 2025.
- Helped build Bounce across engineering, supply and monetization.
- Jar received the Best WealthTech Startup recognition listed on its official website; Nishchay celebrated a third consecutive award in 2024.

## Latest updates

- **2026-06** — Kalaari published a conversation with Vani Kola about Jar’s early acquisition, leadership and future savings ambitions.
- **2025-09** — Jar stated that it had served 35 million registered users and was profitable in the January–March and April–June 2025 quarters.
- **2024-12** — Nishchay said Nek had crossed ₹100 crore in annualised recurring revenue nine months after launch.

## Links

- Website: https://www.myjar.app/
- LinkedIn: https://www.linkedin.com/in/nishchay-ag-904b325/
- Twitter/X: https://x.com/agNishchay

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Profile page: https://yespress.io/nishchay-ag
Published by YesPress — https://yespress.io
Last updated: 2026-10-08