# NFTYDoor

> NFTYDoor is a McLean, Virginia fintech that gives mortgage brokers, banks, credit unions, independent mortgage banks, and embedded-finance companies a turnkey way to originate home-equity lines of credit. Its platform combines a one-minute application, automated decisioning, income and insurance verification, processing, title, digital closing, funding, and human support. The company launched in 2022, was acquired by Homebridge in 2023, and announced a return to independent operation in April 2026.

- **Founded:** 2022
- **Headquarters:** McLean, United States
- **Founders:** Mark Schacknies (CEO and Co-Founder), Jonathan Spinetto (COO and Co-Founder)
- **Team size:** Approximately 69 employees in supplied company data; LinkedIn lists a 51-200 employee range.
- **Products:** Digital HELOC origination platform, Wholesale HELOC channel, Correspondent and private-label platform, Fully managed SaaS, Debt-consolidation disbursement
- **Notable:** Expanded from a five-jurisdiction launch footprint in 2022 to a stated 50-state platform., Built distribution that the company says reaches more than 400 lenders and 36,000 mortgage loan officers., More than half of applicants receive instant Fast Pass approvals, according to Homebridge and NFTYDoor.

## Products & services

- **Digital HELOC origination platform** — A one-minute borrower application connected to decisioning, underwriting, processing, documentation, title, digital closing, and funding.
- **Wholesale HELOC channel** — A model for brokers and independent mortgage banks in which an NFTYDoor lending partner originates and funds while the platform fulfills the loan.
- **Correspondent and private-label platform** — A branded partner experience in which the lender owns the borrower relationship and origination while NFTYDoor supplies fulfillment technology, operations, and optional warehouse support.
- **Fully managed SaaS** — A white-label operating model for banks, credit unions, and fintechs that want to launch a HELOC program without building a mortgage stack.
- **Debt-consolidation disbursement** — Automated payoff distribution and transaction tracking using multiple payment rails and ledger infrastructure.
- **Bridge, DSCR, and specialized equity products** — Additional home-based credit products announced for rollout during 2026 on the same origination engine.

## Achievements

- Expanded from a five-jurisdiction launch footprint in 2022 to a stated 50-state platform.
- Built distribution that the company says reaches more than 400 lenders and 36,000 mortgage loan officers.
- More than half of applicants receive instant Fast Pass approvals, according to Homebridge and NFTYDoor.
- Reduced manual underwriting by more than 90%, according to a 2025 HousingWire interview with Mark Schacknies.
- Plaid reports more than 85% applicant conversion and a 50% improvement in income-verification turnaround.
- Expanded its 2026 credit box to a 600 minimum FICO, 90% maximum CLTV, and $750,000 maximum loan amount.
- Announced a return to fully independent operation in April 2026.

## Latest updates

- **2025-07** — Homebridge publicly detailed its mid-2023 acquisition of NFTYDoor and said the platform served more than 30,000 mortgage loan officers.
- **2025-08** — NFTYDoor said more than half of applicants received instant Fast Pass approvals and that automation had reduced manual underwriting by more than 90%.
- **2026-03** — NFTYDoor appointed Leo Loomie chief revenue officer to combine sales, marketing, and its Concierge partner-experience function.
- **2026-04** — NFTYDoor announced it was operating independently, widened borrower eligibility, increased maximum CLTV and loan size, and improved partner economics.
- **2026-04** — The company said bridge, DSCR, and Non-QM products would launch during 2026 on the same core platform.

## Links

- Website: https://nftydoor.com
- LinkedIn: https://www.linkedin.com/company/nftydoor

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Profile page: https://yespress.io/nftydoor
Published by YesPress — https://yespress.io
Last updated: 2026-08-20