# nbkc bank

> nbkc bank is a family-owned U.S. community bank combining nationwide digital banking and mortgage lending with Kansas City commercial banking and banking infrastructure for fintech partners. Its business spans direct customer accounts, home loans, business services and Banking-as-a-Service sponsorships.

- **Founded:** 1999
- **Headquarters:** Kansas City, United States
- **Founders:** Brian Unruh (Co-founder; former CEO)
- **Products:** Everything Account, Business Account, Savings and CDs, Home Loans, Community and commercial lending
- **Notable:** Passed 25 years in 2024 with more than $1 billion in assets., NerdWallet Best Mortgage Lender Overall in 2023 and Best Mortgage Lender for VA Loans in 2024, as reported by nbkc., Everything Account certified to Bank On 2025-2026 standards; announcement dated September 11, 2025.

## Products & services

- **Everything Account** — Interest-bearing personal transaction account with savings goals, online and mobile tools, no monthly maintenance fee and no minimum opening deposit.
- **Business Account** — Online business checking with no monthly maintenance fee; optional paid invoicing, ACH and other business services.
- **Savings and CDs** — Personal and business money market accounts, certificates of deposit and other savings products.
- **Home Loans** — Nationwide purchase and refinance mortgages, including VA and FHA lending. The bank reports about $3 billion in 2025 originations.
- **Community and commercial lending** — Business and commercial banking focused on the Kansas City region.
- **Banking-as-a-Service** — Bank sponsorship for fintech and nonbank partners, including accounts, debit cards, payments, compliance oversight and risk management.
- **Personal lending** — Digital personal lending partnership with Upstart announced in February 2023; nbkc joined its referral network in June 2022.

## Achievements

- Passed 25 years in 2024 with more than $1 billion in assets.
- NerdWallet Best Mortgage Lender Overall in 2023 and Best Mortgage Lender for VA Loans in 2024, as reported by nbkc.
- Everything Account certified to Bank On 2025-2026 standards; announcement dated September 11, 2025.
- Q2 named nbkc Bank of the Year in its 2026 Excellence Awards.

## Latest updates

- **2026-10** — Announced Vesta investment and mortgage platform adoption on October 13; reported approximately $3 billion in 2025 mortgages.
- **2026-10** — Hosted Bank on Her at its Ward Parkway headquarters; Startland News covered the women entrepreneurs’ panel on October 10.
- **2026-06** — Named Bank of the Year in Q2’s 2026 Excellence Awards.
- **2026-04** — Purchased an approximately 127,000-square-foot Overland Park building for a headquarters move planned in 2027; terms undisclosed.
- **2025-10** — Announced push-to-card payments partnership with Interchecks.

## Links

- Website: https://www.nbkc.com/
- LinkedIn: https://www.linkedin.com/company/nbkc-bank
- Twitter/X: https://twitter.com/nbkcbank
- Instagram: https://www.instagram.com/nbkcbank/
- Facebook: https://www.facebook.com/nbkcbank

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Profile page: https://yespress.io/nbkc-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-26