# Navient

> Navient is a publicly traded U.S. education-finance company that owns and manages private and federally guaranteed student-loan portfolios and originates private student loans and refinancing through Earnest. Following a major restructuring, it outsourced loan servicing to MOHELA and exited healthcare and government business processing.

- **Founded:** 2014
- **Headquarters:** Herndon, United States
- **Products:** Earnest private student loans, Earnest student loan refinancing, Private education loan portfolio management, Federal education loan portfolio management, The Marketplace by Navient
- **Notable:** Began independent Nasdaq trading under NAVI on May 1, 2014., Completed the exit from business processing in February 2025., Originated USD 815 million of private education loans in Q2 2026, up 63% year over year.

## Products & services

- **Earnest private student loans** — Private education loans for students and families, including in-school borrowing.
- **Earnest student loan refinancing** — Private refinancing of eligible education loans; refinancing federal loans permanently removes associated federal benefits.
- **Private education loan portfolio management** — Owns and manages $15.7 billion in private education loans as of June 30, 2026.
- **Federal education loan portfolio management** — Owns and manages $26.5 billion in legacy federally guaranteed FFELP loans as of June 30, 2026; distinct from directly servicing federal Direct Loans.
- **The Marketplace by Navient** — Consumer comparison marketplace linking to third-party financial offers.

## Achievements

- Began independent Nasdaq trading under NAVI on May 1, 2014.
- Completed the exit from business processing in February 2025.
- Originated USD 815 million of private education loans in Q2 2026, up 63% year over year.
- Reported Q2 2026 GAAP net income of USD 25 million.

## Latest updates

- **2026-10** — Investor relations lists the Q3 2026 earnings call for November 4, 2026; those results were still pending as of October 22.
- **2026-09** — Diane Offereins joined the board effective September 24; appointment announced September 25.
- **2026-08** — Q2 results reported USD 815 million of private education loan originations, USD 25 million GAAP net income and USD 82 million operating expenses.
- **2026-06** — Edward Bramson succeeded David Yowan as CEO effective June 5; Yowan remained a director.
- **2026-06** — Announced completion of USD 500 million senior unsecured notes offering with a 9.375% coupon.

## Links

- Website: https://navient.com
- LinkedIn: https://www.linkedin.com/company/navient
- Twitter/X: https://twitter.com/Navient
- YouTube: https://www.youtube.com/@NavientOfficial
- Facebook: https://facebook.com/Navient

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Profile page: https://yespress.io/navient
Published by YesPress — https://yespress.io
Last updated: 2026-10-22