# Nationwide

> Nationwide is a Columbus-based mutual insurance and financial services group founded by Ohio farmers in 1926. It sells personal, commercial, farm, pet and life insurance alongside annuities, investment products, retirement plans and employer benefits. Its 2025 sales and premiums totaled $73.2 billion.

- **Founded:** 1926
- **Headquarters:** Columbus, United States
- **Founders:** Ohio Farm Bureau Federation (Founding organization, acting for Ohio farmer members), Murray D. Lincoln (Co-founder and early leader; later CEO)
- **Products:** Personal insurance, SmartMiles, SmartRide, Farm and agribusiness insurance, Commercial and specialty insurance
- **Notable:** Reached 100 years since its first policy on April 14, 2026., Reported $73.2 billion in 2025 sales and premiums, compared with $68.5 billion in 2024., Reported $4.3 billion in 2025 net operating income and $32.8 billion in total adjusted capital.

## Products & services

- **Personal insurance** — Auto, homeowners, renters, umbrella, motorcycle, boat and other personal coverage; availability varies.
- **SmartMiles** — Pay-per-mile auto insurance combining a base premium and a mileage-based premium, intended for low-mileage drivers.
- **SmartRide** — A driving-behavior discount program for traditional auto policies; rules and availability vary by state.
- **Farm and agribusiness insurance** — Farm and ranch coverage, commercial agricultural insurance and risk management services.
- **Commercial and specialty insurance** — Business property, liability, workers’ compensation, commercial auto, cyber, surety, excess and surplus, and reinsurance.
- **Life insurance and long-term care solutions** — Term, whole, indexed universal and variable universal life insurance and linked-benefit care solutions.
- **Annuities and investment products** — Fixed, fixed indexed and variable annuities, plus mutual funds and investment resources.
- **Retirement plans** — Public-sector 457(b) plans, employer 401(k) and 403(b) plans, and pension risk transfer.
- **Pet insurance** — Veterinary expense coverage, distributed directly and through employee benefit and other partnerships; policy terms vary.
- **Employer stop loss and group benefits** — Coverage for employers that self-fund employee health plans, expanded through the Allstate transaction.
- **CareMatters Annuity** — An annuity-based long-term care product introduced in 2025.
- **RetireAssist** — Retirement plan suite for 401(k) and 403(b) plans with under $25 million in assets.

## Achievements

- Reached 100 years since its first policy on April 14, 2026.
- Reported $73.2 billion in 2025 sales and premiums, compared with $68.5 billion in 2024.
- Reported $4.3 billion in 2025 net operating income and $32.8 billion in total adjusted capital.
- Ranked first for overall satisfaction in the J.D. Power 2026 U.S. Individual Life Insurance Study, as reported in its October 8 release.
- Completed the $1.25 billion Allstate employer stop loss acquisition on July 1, 2025.

## Latest updates

- **2026-10** — October 8: announced first place in the J.D. Power 2026 U.S. Individual Life Insurance Study, with a 701 score against a 649 industry average.
- **2026-04** — April 14: celebrated the centennial of its first policy.
- **2026-04** — April 2: released 2025 results with $73.2 billion sales and premiums and $4.3 billion net operating income.
- **2025-08** — August 18: completed the acquisition of Markel reinsurance renewal rights representing approximately $1.2 billion in premium opportunities; this is not the purchase price.
- **2025-07** — July 1: completed the $1.25 billion acquisition of Allstate’s employer stop loss business.

## Links

- Website: https://www.nationwide.com/
- LinkedIn: https://www.linkedin.com/company/nationwide/
- Twitter/X: https://twitter.com/nationwide
- YouTube: https://www.youtube.com/nationwide
- Instagram: https://www.instagram.com/nationwide/
- Facebook: https://www.facebook.com/nationwide

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Profile page: https://yespress.io/nationwide
Published by YesPress — https://yespress.io
Last updated: 2026-10-22