# Narmi

> Narmi provides digital banking, account opening, fraud management, instant payments, lending experiences and administrative software to U.S. community banks, regional banks and credit unions. Its API-driven platform connects these experiences to existing banking cores.

- **Founded:** 2016
- **Headquarters:** New York, United States
- **Founders:** Chris Griffin (Co-Founder and Co-President), Nikhil Lakhanpal (Co-Founder and Co-President)
- **Products:** Narmi Banking, Narmi Grow, Narmi Command, Narmi Guard, Narmi Open
- **Notable:** Arrowhead case study reports application completion rising from 40% to about 75% after adoption., Narmi reports 14 institutions went live in Q4 2025 across 20 product implementations and eight core providers., Narmi reports 50 solutions delivered to 24 distinct institutions during 2025.

## Products & services

- **Narmi Banking** — Consumer and business mobile and online banking, with money movement and financial management tools.
- **Narmi Grow** — Consumer, business and staff-led account opening connected to identity verification and banking cores.
- **Narmi Command** — Staff administration, secure messaging, user emulation, application management, analytics and marketing controls.
- **Narmi Guard** — Fraud-defense suite covering onboarding, account access and money movement.
- **Narmi Open** — APIs, application framework, design system and integrations for extending the platform.
- **Narmi Now** — FedNow instant payments within Narmi Banking, including send and receive capabilities.
- **Narmi AI** — Human-reviewed staff AI tools and a read-only MCP connection for financial analysis; AI Marketplace announced September 2026.
- **Narmi Lend** — Embedded pre-qualified loan offers and application experiences designed to complement existing loan origination systems.

## Achievements

- Arrowhead case study reports application completion rising from 40% to about 75% after adoption.
- Narmi reports 14 institutions went live in Q4 2025 across 20 product implementations and eight core providers.
- Narmi reports 50 solutions delivered to 24 distinct institutions during 2025.
- Narmi’s AI Marketplace announcement reports average DecisionAssist review times falling from eight minutes to under two minutes; this is vendor-reported performance.

## Latest updates

- **2026-09** — Announced AI Marketplace with staff workflow and financial-analysis tools.
- **2026-09** — Announced GrailPay partnership for pre-transaction linked-account risk checks.
- **2026-08** — Marked ten years with an employee onsite and companywide AI hackathon.
- **2026-03** — Described Expedited Payments combining Standard ACH, Same-Day ACH and FedNow in bulk payment workflows.

## Links

- Website: https://www.narmi.com/
- LinkedIn: https://www.linkedin.com/company/narmi
- Twitter/X: https://twitter.com/Narmi_Tech
- GitHub: https://github.com/narmi
- Facebook: https://www.facebook.com/narmitech/

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Profile page: https://yespress.io/narmi
Published by YesPress — https://yespress.io
Last updated: 2026-10-05