# MX

> MX Technologies provides financial data connectivity, transaction enhancement, analytics, and digital money management software to banks, credit unions, fintechs, and businesses. Its platform connects consumer-permissioned accounts and turns financial records into useful information for customer experiences and institutional decisions.

- **Founded:** 2010
- **Headquarters:** Lehi, United States
- **Founders:** Ryan Caldwell (Founder and CEO; board chairman), Brandon Dewitt (Co-founder and former CTO; died in 2021)
- **Products:** Account Aggregation, Data Enhancement, Instant Account Verifications, Data Access, Customer Analytics
- **Notable:** Announced its 2,000th customer, Synovus, in June 2019., Raised $300 million at a $1.9 billion valuation in January 2021., BECU case study reports up to 10% lift in loan applications using MX data and marketing technology.

## Products & services

- **Account Aggregation** — Connects external financial accounts and retrieves account and transaction data with consumer permission.
- **Data Enhancement** — Cleans, classifies, categorizes, and adds merchant and other context to financial transactions.
- **Instant Account Verifications** — Verifies account details and ownership through supported connections; also supports balance verification.
- **Data Access** — FDX-based data sharing platform with tokenized connections, consent management, and provider visibility; announced as free to financial institutions and data providers in 2023.
- **Customer Analytics** — Combines financial data with dashboards and segmentation to identify customer needs and business opportunities.
- **Financial Insights** — Delivers personalized financial guidance and alerts within digital experiences.
- **Personal Financial Management** — Embedded tools for consumers to view accounts, spending, budgets, and financial goals.
- **Mobile Banking** — Mobile banking software incorporating MX financial data and money management capabilities.
- **Investment Data** — Aggregates and normalizes external brokerage and retirement account information.
- **Financial AI Assistant** — In-development, institution-branded conversational interface using permissioned financial data; early access requested on current product page.

## Achievements

- Announced its 2,000th customer, Synovus, in June 2019.
- Raised $300 million at a $1.9 billion valuation in January 2021.
- BECU case study reports up to 10% lift in loan applications using MX data and marketing technology.
- OneUnited case study reports an 18% increase in product engagement in the first month.

## Latest updates

- **2026-09** — Lumin Digital announced an MX open banking integration rolling out to institutions on its platform.
- **2026-06** — MX announced a Financial Intelligence Assistant; the current product page describes the assistant as in development and offers early access.
- **2026-03** — MX marked Founders Day and described the MoneyDesktop/MyJibe origin and its operating values.

## Links

- Website: https://www.mx.com/
- LinkedIn: https://www.linkedin.com/company/mxenabled/
- Twitter/X: https://x.com/mX
- GitHub: https://github.com/mxenabled
- YouTube: https://www.youtube.com/c/Mxenabled
- Instagram: https://www.instagram.com/lifeatmx/
- Facebook: https://www.facebook.com/MXenabled/

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Profile page: https://yespress.io/mx
Published by YesPress — https://yespress.io
Last updated: 2026-10-17